Let your Salary Work for You
Salary Transfer Program "EDAFA"
You work hard for your salary. Now let your salary work hard for you with Al Rajhi Bank's new salary transfer program "EDAFA", become a member of our "EDAFA" program, and enjoy a wide range of benefits when you transfer your salary to Al Rajhi Bank.

Benefits:-
"EDAFA" Package (SR 5000 – 10.000).
1. No charges on Low Balance in you current account.
2. Free issuance of International ATM card.
3. Free electronic services including call center, Al Mubasher retail, ATMs, Jawal AL Rajhi Service "Salary notice Service".
4. AL Rajhi Bank Silver credit card.
• Free Issuance .
• Free issuance of any supplementary silver credit cards upon customer's request.
• 50% discount on first issuance and/or renewal of Mini credit card.
• Free visa (internet credit card)
• Subscription to AL Rajhi Monthly Reward Program.
5. Zero down payment on Home financing.
6. Easy and fast Watani (shares financing) within 30 minutes.
7. Zero down payment, low financing rate, easy & fast Auto finance procedures
8. 25% discount on Safe Box rental for the first year (if available at the branch).
9. Free annual banking certificate.
10. Free checkbook
"EDAFA Plus" Package (Over SR 10.000):
1. No charges on Low Balance in you current account.
2. Free issuance of International ATM card.
3. Free electronic services including call center, Al Mubasher retail, ATMs, Jawal AL Rajhi Service "Salary notice Service".
4. AL Rajhi gold credit card.
• Free Issuance and renewal.
• Free issuance and renewal of any supplementary gold credit cards upon customer's request
• Free issuance and renewal of Mini Credit Card).
• Free visa (Internet Credit Card)
• Subscription to AL Rajhi monthly reward program.
5. Zero down payment on Home Financing.
6. Easy and fast Watani (shares financing) within 30 minutes.
7. Zero down payment, low financing rate, easy & fast Auto finance procedures
8. 50% discount on safe box rental discount for the first year (if available at the branch).
9. Zero charges for the first standing order setup
10. Free annual banking certificate.
11. Free checkbook.
Required Documents
• Recognition letter from the employer including: Current job title, monthly salary, allowances (if any), joining date.
• Complete the application form (form T/55) for salary transfer to Al Rajhi Bank, endorsed by the employer.
"EDAFA" Program terms and provisions
• Active current account
• Salary transfer
• Minimum salary transferred of SAR 5000 to join EDAFA Program
• Minimum salary transferred of SAR 10000 to join EDAFA Plus Program
• Minimum of three months employment with the current employer
• Employer should be in Al Rajhi Approved Companies List.
• Minimum age of 18 years old
• Al Rajhi Bank may amend or cancel the banking benefits without informing the customer or present any justification.
• All banking benefits mentioned above will be granted immediately if requested by the customer upon subscription.
• Package will be activated upon the first physical transfer of the customer’s salary.
• Customer cannot close the package unless outstanding dues incurred by using the package are paid
Upgrade & Down grade terms and conditions;
• If the transferred monthly salary is reduced below the package minimum limit , customer will be downgraded to the lower package
• If the transferred monthly salary is increased over the package max. limit , customer will be upgraded to the higher package
• If the transferred monthly salary becomes less than SAR 5000, customer will be excluded from the package.
How to Apply :
Apply for the "EDAFA" program now by visiting any of our branches. For further information, visit our site: www.alrajhibank.com.sa or call Customer Service at 8001241222 and take the opportunity to have your salary works for you.