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Introducing Personal Finance

We are proud to offer you fully Sharia’a compliant personal finance in less than 30 minutes! Yes, 30 minutes is all it will take to provide you with the means to renovate your home, prepare your dream wedding, ensure your children’s education, or simply deal with those troublesome and unexpected expenses.

All you need to do is complete our user-friendly application in just a few minutes and by the time you have finished your coffee, your request would be signed and approved!

What makes our personal finance solution so great?

  • Finance up to 15 times your salary
  • Get your finance in only 30 minutes
  • No guarantor needed
  • Up to 5-year repayment period
  • Option to Top-Up your finance after a short period

What are the requirements?

  • You need to be an employee of a company approved* by Al Rajhi Bank
  • Minimum SR 2,000 required if you work in the government or semi government sector, or in joint-stock companies and the same if you’re a resident who receives yearly benefits
  • If you work in the private sector then a minimum monthly income of SR 4,000 is required or SR 7,500 if you are a resident who does not receive yearly benefits
  • Aged between 18 and 60 years if you are a Saudi citizen, and between 21 and 60 years of age if you are a resident
  • A copy of your national ID, or a copy of your passport & Iqama
  • A copy of your salary transfer form be sent by your employer or sponsor
  • You should have been employed for a minimum of 3 months in the government sector, and 1 year in the private sector

*If your company is not approved, contact your nearest branch for a list of such companies

Special offer available for staff of the Ministries of Health and Education - contact us in the usual way

So contact us and get started today

  • Call us: 800 124 1222
  • Visit us at any one of our branches
  • Email us:  watani@alrajhibank.com.sa
  • Apply using Internet Banking "Al Mubasher" (bank customers only)

 Click here to fill out the online Personal Finance application form.


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Personal Finance Application Form

 
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