The first step for you is to explore the amount you can borrow to own your home. Typically, the finance you can borrow to build a home is around 46 times your monthly salary. The tables will give you a closer idea. You can also use out online calculator, click here to calculate your finance.

Single Applicant - 15 Years

Joint Applicants - 15 Years

The Finance is available to:

• Build a home or complete the construction of a home on a land that you own
• Buy a land and build a home on it

Plan	No Down Payment	Maximum Finance	Finance Rate	Joint Applicant	Q & As
15 Years		46 monthly salaries	Fixed		Learn more

Your Eligibility

• Saudi national
• Not less than 6 months with current employer, which must be approved by us
• A minimum monthly salary of SR 2,000

Joint Applicant Eligibility

• Saudi national
• Not less than 6 months with current employer, which must be approved by us
• A monthly income of SR 2,000 and above

Features of Joint Application

• Direct relationship is not a condition
• Transfer of joint application's salary is not a condition

Land Conditions

• The area of land must not be less than 200 Sqm
• Must have an independent title deed (a deed of the whole plan of lands is acceptable)
• The land should be located within an urban extent
• The land must be free of obstacles that may hinder the construction

Your Finance Steps

• Open an account with us
• Transfer your salary to your account with us
• Complete the application form and submit the required documents
• Sign the contract after our final approval

How to Apply?

• Visit your nearest branch
• By calling us at 800 124 1222

Finance Documents Required

• A filled-in application form
• The construction plans and tables for the building or completion of the home
• A copy of the title deed of the land (both sides)
• A drawing of the location of the Land
• A copy of the Building Permit
• A price quotation of the land where the property will be built upon (in the case you want to buy the land)