The first step is to explore the amount you can borrow to own the investment property. Typically, the finance you can borrow to an Investment Property is up to 5 times the annual income or rental of the property. If you can have your salary as an additional income to repay the finance, then you can borrow a larger amount. You can also use out online calculator, click here to calculate your finance.

Check the benefits below to know more about the finance that you choose.

	No Down Payment	Maximum Finance	Option to Add Salary As Extra Income	Option to Add Income of a Property You Own	Q&As
Investment Property Finance "Erad"		5 times the annual income of property			Learn more

Check the eligibility: Make sure you meet the required eligibility, before you start finding a home.

Your Eligibility

• Saudi national
• Should have good credit record with the Saudi Credit Bureau (SIMAH)

Eligibility Feature

• You are not required to be an employee, unless you want to add your salary to the finance (to reduce the down payment amount)

Property Conditions

• Must be fully constructed
• Must have an independent title deed
• The property should be located within an urban extent
• Age of property should not exceed 20 years
• Property price between SR 1 million and 5 million