Al Rajhi Bank - Personal Finance offer you fully Sharia’a compliant personal finance in less than 30 minutes!

Personal Finance

We are proud to offer you fully Sharia’a compliant personal finance in less than 30 minutes! Yes, 30 minutes is all it will take to provide you with the means to renovate your home, prepare your dream wedding, ensure your children’s education, or simply deal with those troublesome and unexpected expenses.

All you need to do is complete our user-friendly application in just a few minutes and by the time you have finished your coffee, your request would be signed and approved!

Kindly refer below for details: You can also use our online calculator, click here to calculate your finance.

  • Saudi National

    As an example, the finance details for your information:

    Finance Amount SR 50,000
    Term Cost 3.12%*
    Tenure 60 months
    Monthly Installment SR 900
    Management Fee SR 500
    Tadawul Transfer Fee SR 70
    Tadawul Purchase Fee (0.0012) SR 60
    Annual Percentage Rate (APR) 3.68%*
      Apply

    Your Eligibility

    • Minimum employment period of 1 month and goes up to 12 months depending on the employer, which must be approved by bank
    • Salary should be transferred to Al Rajhi Bank
    • Minimum monthly salary starting from SR 2,000 depending on the employer
    • Age should not exceed 60 years when you settle your last installment (assuming retirement age is 60 years)
    • Employer must be approved by Al Rajhi Bank

    Required Documents

    • Completed application form for Personal Finance
    • Valid copy of National ID
    • Salary Certificate
  • Non - Saudi Nationals

    As an example, the finance details for your information:

    Finance Amount SR 50,000
    Term Cost 3.12%*
    Tenure 60 months
    Monthly Installment SR 900
    Management Fee SR 500
    Tadawul Transfer Fee SR 70
    Tadawul Purchase Fee (0.0012) SR 60
    Annual Percentage Rate (APR) 3.68%*
      Apply

    Your Eligibility

    • Minimum employment period of 12 months and goes up to 24 months depending on the employer, which must be approved by bank
    • Salary should be transferred to Al Rajhi Bank
    • Minimum monthly salary starting from SR 2,000 depending on the employer
    • Age should not exceed 60 years when you settle your last installment (assuming retirement age is 60 years)
    • Employer must be approved by Al Rajhi Bank

    Required Documents

    • Completed application form for Personal Finance
    • Valid copy of National ID & Passport
    • Salary Certificate
  • Retiree

    As an example, the finance details for your information:

    Finance Amount SR 50,000
    Term Cost 3.12%*
    Tenure 60 months
    Monthly Installment SR 900
    Management Fee SR 500
    Tadawul Transfer Fee SR 70
    Tadawul Purchase Fee (0.0012) SR 60
    Annual Percentage Rate (APR) 3.68%*
      Apply

    Your Eligibility

    • Pension should be transferred to Al Rajhi Bank
    • Minimum monthly pension starting from SR 1,900
    • Age should not exceed 70 years when you settle your last installment

    Required Documents

    • Completed application form for Personal Finance
    • Valid copy of National ID
    • Pension Certificate from the Public Pension Agency for the Public sector and GOSI for Private Sector

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