Personal Finance

We are proud to offer you fully Sharia’a compliant personal finance in less than 30 minutes! Yes, 30 minutes is all it will take to provide you with the means to renovate your home, prepare your dream wedding, ensure your children’s education, or simply deal with those troublesome and unexpected expenses.

Also, if you wish to get a direct response, please fill this easy online form and our representatives will get back to you.

  • Saudi and Non Saudi

    Financial illustration as an example only, for your information:

    Finance Amount SR 50,000
    Term Finance 3.12%*
    Tenure 60 months
    Monthly Installment SR 900
    Management Fee SR 500
    Tadawul Transfer Fee SR 70
    Tadawul Purchase Fee (0.0012) SR 60
    Annual Percentage Rate (APR) 3.68%*
      Apply

    Eligibility Criteria​

    • Minimum employment period of 1 month and goes up to 12 months depending on the employer
    • Salary should be transferred to Al Rajhi Bank
    • Minimum monthly salary starting from SR 2,000 depending on the employer
    • Age should not exceed 60 years when you settle your last installment (assuming retirement age is 60 years)
    • Employer must be approved by Al Rajhi Bank

    Required Documents

    • Completed application form for Personal Finance
    • Valid copy of National ID
    • Salary Certificate
    • Salary transfer letter
  • Retiree

    As an example, the finance details for your information:

    Finance Amount SR 50,000
    Term Finance 3.12%*
    Tenure 60 months
    Monthly Installment SR 900
    Management Fee SR 500
    Tadawul Transfer Fee SR 70
    Tadawul Purchase Fee (0.0012) SR 60
    Annual Percentage Rate (APR) 3.68%*
      Apply

    Your Eligibility

    • Pension should be transferred to Al Rajhi Bank
    • Minimum monthly pension starting from SR 1,900
    • Age should not exceed 70 years when you settle your last installment

    Required Documents

    • Completed application form for Personal Finance
    • Valid copy of National ID
    • Pension Certificate from the Public Pension Agency for the Public sector and GOSI for Private Sector

For frequently asked questions on Personal Finance, click here.

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