Al Rajhi Bank - Personal Re-finance if your monthly salary has changed and you want to benefit from finance.

Personal Refinance

If you want another finance to fulfill your additional needs, or if your monthly salary has changed and you want to benefit from finance, it is possible now with our Personal Refinance solution.

You can now get the maximum finance amount, while considering your monthly installments without the need for the early settlement of your existing finance.

  • Saudi National
    Government Sector Private Sector
    Minimum Salary SR 2,000 SR 4,000
    Minimum Employment Period 3 Month 1 Year
    Eligible Age 18 to 60 * 18 to 60 *
    Employer Eligibility Approved Approved *
      Apply Apply


    • Personal Re-finance in 30 minutes
    • Refinance period of up to 60 months
    • Available to customers with one finance or more (Customer must have at least one existing Personal Finance)
    • Early settlement of existing finance is not necessary

    Required Documents

    • Copy of valid ID
    • Employment letter, for the private sector, the employment letter must be stamped by the Chamber of Commerce
    • Filled in application form

    For Frequently Asked Questions on Personal Refinance, click here.

  • Expatriates

Did You Know? Our affluent customers enjoy access to over 250 dedicated lounges.