Auto Takaful Comprehensive Plan
The essence of Takaful focuses on the Islamic principle of cooperation between members of the community who participate in bearing the financial repercussions resulting from the risks and dangers that await us in life. And this is done according to a solidarity program that is compliant with Shariah laws and approved by the Al Rajhi Takaful Shariah Committee.
Takaful Plans offer you a full range of services, products and solutions, addressing your needs and providing you with efficient support from our dedicated team of experts and insurers. These Plans will fulfill your requirements according to Takaful principles and will enable you to take care of your loved ones in case of any unexpected and unforeseen accidents (God forbid).
- What is the Auto Takaful Comprehensive Plan?
The Auto Takaful Comprehensive Plan will cover you against damages to your own vehicle and indemnities to a third party. Accidents can happen at any time to anyone. No matter how careful you are, such unfortunate events cannot always be avoided.
- Benefits of the Plan
The Plan provides you with a range of benefits and coverage:
- Bumper to bumper protection for your vehicle, in case of an accident
- Theft and naturally covered perils
Third party benefits:
- Protection against accidental death or bodily injury to third party
- Indemnity against damages caused to third party property
- Kafalah or bail, which is accepted by Muroor
- How much will the Plan cost?
We have designed a high quality Plan that is extremely affordable so that you can received the necessary protection. The Plan depends on your vehicle model and its declared value. Please approach our well-trained staff who will help you determine the best Plan rates for your needs.
- How can I subscribe?
Visit our branch. Our trained staff will welcome you at our branches
- Pay a visit to our nearest branch selling Takaful products.
- Go to the Client Service Section
- Ask for the Auto Takaful Comprehensive Plan
- Fill in the application form
- Pay either in cash; only at the Bank teller, or through your ARB debit card or through a direct debit to your ARB account.
- Walk out with your Takaful policy
- Exclusions
The following are the standard exclusions of the Auto Takaful Comprehensive Plan (Non-exhaustive):
- Death or bodily injury to participants, drivers, and family members
- Death, bodily injury or damages that are due to the loading or unloading of the vehicle and/or cargo
- Any legal liability or expenses arising or relating to increase of carriage and/or excess of stress and/or if the carriage is not fixed well on the vehicle in a way breaching the law and/or its passengers at the time of exceeding the legal number permitted by law
- Geographical areas outside the scope of this policy
- Violations of traffic law, i.e. crossing the traffic signal’s red light or speeding
- Undeclared and unaccepted accessories
- Wear and tear (aging and consumption)
- How can I make a claim?
In case of a claim, Al Rajhi Takaful Agency will make sure the third party gets compensated quickly and conveniently. For prompt service, submit the following required documents:
- Police report stating liability
- Copy of policy repair permission
- Repair and spare parts estimates or Sheikh Al Maaredh Report
- Copy of Istimara, ID/Iqama and driving license
- Original court verdict, medical report or death certificate in case of the third party
- Claim form duly signed by third party
- Photographs of third party’s damaged vehicle
For more information, please contact our call center on 920 005 515
- Contact us
For more information, please contact us: