Decisions of the Shariah Board are considered binding and all departments and management of the bank must comply.

Implementation of Shariah Board decisions is the responsibility of all levels of corporate executive departments.

No product or service can be offered before its Shariah Board approval

The Shariah Board develops and implements policies in line with Shariah princilpes and are applicable to all bank transactions locally and internationally.

The Shariah Board monitors Bank activities from a Shariah standpoint and follows-up on the implementation of Board decisions, through the Shariah Control Department or any designated body the board sees fit.

Through appropriate mediums, the Shariah Board will create awareness on Islamic banking and investment.

The Shariah Board will ensure that Islamic banking policies are at the forefront when bank personnel are selected and trained - especially top management.

The Shariah Board ensures the proper implementation and monitoring of Shariah Board decisions through the publication of proper manuals and guidelines, such as the Shariah Monitoring Guide and Shariah Control Guidelines. (Shariah Board Decision # 317).