Digital Card Cashback

Overview

A prepaid Digital Card that enables you to make all your purchases at points of sale or online and gives you automatic cashback on all your domestic and international purchases with the most rewarding cashback card.

Terms and Conditions

  • Features and Benefits
  • Card Issuance Requirements
  • Apply

Digital Card

Cashback

 

Features

  • FREE for Life card
  • 0.6 % Cashback on Domestic Spend
  • 1 % Cashback on International Spend
  • Unlimited Cashback with no CAP
  • Instant card issuance through Al Rajhi mobile app and add it to Apple Pay for immediate use
  • Enhanced Digital Card Mobile App features for Cashback tracking
  • Cashback credit notifications for card holders
  • Cashback will be added to the card account automatically without the need to call the bank
  • Applicable to existing and new customers

 

 

Example for the Cashback calculation of the domestic and international transactions:

Transaction Type Cashback % Spend Transaction Calculation the value of Cashback  Cashback value  
Domestic 0.6% SAR 1,000 SAR 1,000 * 0.6% SAR 6
International 1% USD 300 USD 300* SAR3.75= SAR 1,125 Add forex exchange fee SAR 1,125* 2.75%= SAR 1,155.93 SAR 1,155.93 * 1% SAR 11.55

 

You will start earning cashback on Your Digital Card. If you wish to earn Mokafaa points on what you spend, please apply for a Tasawaq card today.

  • Existing account with Al Rajhi Bank.
  • To be 18 years old and above.

Terms and Conditions

  • Offers Discounts

    Offers & Discounts

    Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Cashback Prepaid Card

    See Offers and Discounts
  • Secure Online Shopping

    Secure Online Shopping

    Our free online shopping service is designed to protect you from Card fraud and misuse when making purchases over the Internet with your Card.

Lifestyle Benefits


Discount and Offers on Hotels and Resorts with “Agoda”

  • Get 12% discount on Agoda which provides access to 985,000+ hotels and vacation rentals globally. Discount applies only to properties listed as ‘Promotion Eligible’ and when booking through the dedicated URL  Learn More.
  • Discount is applied at point of payment when inputting an eligible Visa payment card.

Discount and Offers on the Hotels and Resorts through “Visa Luxury Hotel” Check here.

Visa luxury hotel collection is composed of over 900 exciting and prestigious properties:

  • The address downtown.
  • Park Hayat Dubai.
  • Kempinski Hotel Mall of Emirates.

 

Discount and Offers on “Jumeirah” Hotel and Resorts: Learn More. 

Jumeirah Hotel and dining offers to Al-Rajhi Cashback Prepaid Cardholders to enjoy up to 25% off stays at Jumeirah properties, including:

  • Madinat Jumeirah.
  • Jumeirah Royal Saray.
  • Jumeirah Frankfurt.
     

Discount and Offers on “Avis” Car Rental. Learn More.

  • Up to 20% discount on Standard Rates.
  • Up to 10% off of International Leisure rates. 

Discount and Offers on “YQ” Meet & Assist.  Learn More.  

Get 15% Off on YQ Meet & Assist, a global network of specialist airport meet & assist service partners.

2 for 1 offers at “the ENTERTAINER” app.   Learn More.  

From restaurants to beauty salons, gyms and more, enjoy a variety of great 2 for 1 offers, now at your fingertips when you download the xperience app with the ENTERTAINER.

 

Protection

  • Buyers protection provides cardholders with extra peace of mind when purchasing eligible item.
  • Extended your warranty on eligible purchases.

Book Now.

+ Fees & Charges

Annual Fee

Free

Click to view list of our fees and charges

Click to hide the list of our fees and charges

Hide Details

Show Details
Type of Fee Fee Value
Issuance fees Free
Annual fees Free
Card Replacement Fee Free
Forex exchange 2.75%

Report a Lost or Stolen Card

Hide Details

Show Details

CALL TOLL FREE WITHIN KSA 800 124 8880

TOLL FREE WITHIN KSA +966 92000 5544

Alternatively ,Please follow steps outlined in :

Al Mubasher
Frequently Asked Questions:
Cashback Prepaid Card
  • How do I apply?
    You can apply through Al Rajhi Mobile App
  • Do I have to have a current account with Al Rajhi?
    Yes
  • Who is eligible for Cashback Digital Card?
    Anyone who has Al Rajhi current account is eligible to apply for the product
  • What are the annual fees?
    No fees. It is a free for life card
  • How do I activate it?
    Through our mobile banking app. View cards, click on activate and step up your PIN.
  • How do I use my digital card?
    Through the electronic wallet via the mobile phone or directly through the websites by using card details.
  • How can I earn cash back?
    You can earn cashback on your domestic and international spends
  • How much is the cashback percentage per transaction?
    • 0.6% Cashback on domestic spend
    • 1% Cashback on international spend
  • How is the Cashback calculated?
    • For domestic transactions it is 0.6%, for example if you spend 1,000 SAR, you will earn 6 SAR. 
    • For international transaction it is 1%, for example if you spend 300 USD, and the equivalent amount in card currency = USD 300 * 3.75= 1,125 SAR adding 2.75% forex exchange fee = 1,155.93 * 1% = 11.55
    • How is the cashback calculated?
      • For domestic transaction it is 0.6%, for example if the transaction amount is 100 SAR, you will earn 0.6 SAR.
      • For international transaction it is 1%, for example you buy something worth 5 USD, and the equivalent amount in card currency = USD 5 * 3.75= 18.75 then 18.75*1% = 0.19 SAR.
    • When does the cashback appear in my card account statement?
      After the transaction is settled by merchant which might take 2 to 7 days from the transaction date
    • Can I use the cashback amount immediately after receiving it?
      Yes
    • Is there any expiry for my cashback balance?
      No
    • Can I earn cashback on SADAD?
      No.
    • Is my personal information shared with merchants?
      No, Al Rajhi doesn’t share your personal information with merchants.
    • What do I do if my card is expires?
      Card will be automatically renewed a month prior expiration date.
    • Can I continue to receive Mokafaa points?
      No. You will only earn cashback on Digital card but you can take Tasawaq card if you would like to enjoy Mokafaa points