Infinite Credit Card

Infinite Credit Card with the lowest profit rate

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Infinite Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

The card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1.99% per month).

Terms and Conditions

  • Features
  • MOKAFA Program allows you to Earn 5 Points Per SAR 1 Domestic spend and 6 Points on International spend with Your Card.
  • 24/7 “Global “Concierge” services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc.
  • Enjoy access at over 1000 airport lounges globally though “Lounge Key” Program and Up to 30% discount on “Meet and Greet” at over 500 airports
  • Exclusive perks with “kiwi collection”, the world’s largest and most diverse and curated collection of luxury hotels including:
    • - Automatic room upgrade upon arrival, when available
    • - Complimentary continental breakfast daily
    • - $25 USD food or beverage credit
  • 0% Tasaheal Program, you can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
  • Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.
  • Free Additional Cards for your immediate family members give them the same features and benefits as per your primary card.
  • Instant Discounts .
  • “Visa Checkout” the easier pay online service
  • Purchase protection lost, stolen or damaged goods purchased using credit cards.
  • Extended warranty for purchases using your credit card.

Other features that come with
a Platinum Credit Card

  • Cash Withdrawal

    Local & international cash withdrawal up to 30% of your credit limit.

  • ATM Access

    Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

  • Supplementary Cards

    Free Supplementary cards for your family members.

  • 3D Secure

    More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

+ Fees & Charges

Annual Membership Fee

SAR 990 Now Free for Life - Valid till July 31, 2021.

Click to view list of our fees and charges

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Type of Fee Fee’s Value
Annual primary Card SAR 990
Annual Supplementary Card 2 Free cards
Annual Supplementary Cards (more than 3) SAR 500
Monthly Profit Rate 1.99%
Monthly Minimum Payment 5% or SAR 100 whichever is higher
Additional fee on International Transactions 2.75%
Replacement SAR 50
Cash Withdrawal SAR 75
Wrong Dispute Fee SAR 50
Application of Purchase Voucher Copy SAR 150

Descriptive Examples showing the APR based on the credit limit

Example

Due Amount

APR

Finance APR

Minimum Payment Amount %

Months Until Balance

Repaid*

1

SAR 20,000

33.27%

23.88%

5%

98 Months

2

SAR 50,000

27.58%

128 Months

3

SAR 75,000

27.3%

140 Months


* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.

How to Apply

  • Al Rajhi Mobile App
  • Through “Al Mubasher”
    • Register and login to the Al Mubasher Retail service
    • Go to "Credit Cards"
    • Click on "Request for a new Card"
    • Enter the required information and apply electronically
  • Am I Eligible

Here are the things that we’ll need from you…

Required Documents

  • Current Accounts with Al Rajhi Bank
  • Copy of Valid ID (national ID/Iqama)
  • Salary certificate mentioning employments from employee
  • Fill & submit application form
  • Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards

FOR ENQUIRIES CALL:

+9668001241222

Report a Lost or Stolen Card

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CALL TOLL FREE WITHIN KSA800 124 8880

TOLL FREE WITHIN KSA+966 92000 5544

Alternatively ,Please follow steps outlined in :

Frequently Asked Questions:
Platinum Credit Card
  • Why should I apply for Card ?
    The Card offered by Al Rajhi Bank is a fully sharia compliant Card based on Islamic principle and offer unparalleled benefits tailored to your needs.
  • What is the Islamic concept used for the Card?
    The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of Card.
  • Is there any interest or profit charges on Card ?
    The Card offers you lowest ever profit rate of 1% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void.
  • Once I receive the Card, how can I start using it?
    Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
  • Can I use my card for online shopping?
    Yes. Card is secured by “Verified by VISA (VbV)” for online shopping & purchases you make.
  • Can i issue a supplementary Card to my family members?
    Yes. A supplementary Card can be issued to your family members upon your request.
  • How do I pay my Card bill?
    A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your Card bill online via Al Mubashar using “advance payment” option.