​​Selective Credit Card (Ladies)

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Murabaha Selective Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Murabaha Selective Credit Card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).

Features and Benefits:

  • 1% Lowest profit rate in the kingdom On the finance related to your card (APR 12%)
  • “MOKAFA’A” program allows you to earn points while purchasing with your card, with various instant redemption options.

  • Domestic Usage International Usage Welcome Points
    2 Points per SAR 1 3 Points per SAR 1 75,000 Points when you spend SAR 25,000 within 3 Months
  • Buy Now Pay Later:
  • This Card brings you an ultimate convenience as you can enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s).

  • Easier lifestyle:
  • 24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc. through: Inside KSA 8008443488 / Outside KSA +97143611234

  • Luxurious Travel:
    • Enjoy unlimited access, with one guest, at over 900 airport lounges globally though LoungeKey . You simply need to present your card to the lounge staff and mention ‘LoungeKey’ to avail access.
    • *Please refer to LoungeKey app or website to find included lounges.

    • Up to 30% discount on meet and greet at over 500 airport. https://cemea.yqnowgroup.com/
    • Exclusive perks with “kiwi collection” (The world’s largest and most diverse and curated collection of luxury hotels) including:
      • Automatic room upgrade upon arrival, when available
      • Late check-out upon request, when available
      • $25 USD food or beverage credit
      • Complimentary continental breakfast daily
  • Shop Safely
    • Purchase protection for lost, stolen or damaged goods purchased using SELECTIVE Credit Card.
    • Extended warranty for purchases using your SELECTIVE Credit Card
    • Travel Insurance that includes family members when purchasing tickets using the cards, the insurance covers accidents, medicals and travel issues such as, cancelation or luggage’s lose.
    • Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions
    • 24/7 phone banking services through 920003344
  • 0% Monthly Installments:
  • With “0%Tasaheal” Program You can convert your transactions into equal and flexible monthly installments with repayment convenience in 3, 6, 9 or 12 months with 0% profit margin and zero processing fee through Tasaheal Program partners. To use this facility visit 0% Tasaheal Program or call 920003344 any time before the monthly statement issue date.

  • Instant Discounts:
  • on your card purchases in a range of shopping malls, hotels and restaurants. Please check out the merchants list

  • “Visa Checkout” the easier pay online Service
  • Card Fees:
  • Offers

Issuance Card Requirements:

  • Current Accounts with Al Rajhi Bank
  • Copy of Valid ID (national ID/Iqama)
  • Salary certificate mentioning employments from employee
  • Fill & submit application form
  • Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards

To Apply:

  • By calling us on 800 124 1222
  • By Visiting your nearest Branch
  • Apply Online

Terms and Conditions apply ​​​​​​​​