Overview
Al Rajhi Bank provides Real Estate Financing (Eirad) that support Retail customers to Obtaining financing against mortgage of investment property.
The product will have 2 variants:
Acquisition of Property

It targets clients who wish to purchase income-generating investment properties.
Equity Release

Clients who own investment property that generate income and wish to mortgage them in exchange for financing.
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Features
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Terms & Conditions
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How to apply?
Finance Features:
- Finance tenure starting from 12 months up to 180 months *.
- Finance amount up to SAR 10MM*.
- Equal repayment Installments.
Terms and Conditions
- Affluent Customers only.
- All types of real estate (residential - commercial) with annual / semi-annual return, except for (gas stations - warehouses - rest houses). The financing is paid in equal installments.
- The age of the property shall not exceed 20 years upon submission and 30 years upon financing.
- 50% financing percentage as a maximum.
Al Rajhi Bank is controlled and supervised by SAMA
How to apply?
- Contact us on 8001241222.
- Request a Call Back
Terms and Conditions Applied.
Al Rajhi Bank is controlled and supervised by SAMA.
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The Annual Percentage Rate (APR):
Finance Type APR* Management fees** Minimum or Maximum Management fees** Real Estate Finance (EIRAD) 4.5% - 5.5% 5,000 SAR 5,000 SAR
*APR may differ depending on the amount, management fees, and the maturity period different from above and subject to each customer.
*Any information or rates mentioned are for example only. All product and service delivery is subject to the credit policies of Al Rajhi Bank.
**Excluding VAT