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Avoid Risks, Get the Safe Financial Solution

Get the most secure finance, Al Rajhi bank customers can obtain refinance at competitive rates, without going to unreliable financers. Avoid risks, and benefit from Al Rajhi bank solutions with the peace of mind that you deserve.

Features

  • Sharia Complaint Financing.
  • Ministry of Housing/REDF support to cover the full/portion of profit.
  • Quick Financing Approval.
  • Home insurance.
  • Longer Financing Tenor up to 30 Years.
  • Higher Financing Eligibility up to SAR 5 Million.
  • Financing ratio of up to 90%
  • Exemption of heirs from paying the remaining installments in the event of death "God forbid”.
  • Annual Percentage Rate is 4.08% for Murabaha products.
  • Management fees equal to 1% of finance amount or SAR 5,000 whichever is less.

Terms & Conditions of Al Rajhi Bank will Apply

The bank is controlled and supervised by SAMA

Terms and Conditions

  • Shariah Compliant

    All of our programs are approved and monitored by Al Rajhi Bank's Shariah Board.

  • Borrowing Power

    The first step is to explore is the amount you can borrow. Typically, finance for an Investment Property is up to 5 times the annual income or rental of the property. If you use the additional annual to repay the loan, then you can borrow a larger amount.

  • Property Conditions

    Must be under 20 years old, fully constructed and have an independent title deed. The property should be located within an urban setting and be priced between SAR 1 million - 5 million.

How To Apply

  • Please visit your nearest Al Rajhi Bank branch
  • Call us at 8001241222
  • Apply Online
  • Terms and Conditions
  • For Saudi citizens only.
  • For government and private sectors which are approved by the bank.
  • Terms & Conditions of Al Rajhi Bank will Apply.

The bank is controlled and supervised by SAMA

FOR ENQUIRIES CALL:

+9668001241222
Frequently Asked Questions:
  • What happens if I want to sell the property before the financing is paid off?
    You would need to make an immediate repayment of the principle outstanding amount by way of early settlement and we would transfer the title in your name or to the person you requested.