• Features
  • Terms & Conditions
  • How to apply?


  • First of its kind Sharia compliant Payment Holiday proposition.
  • Instant prepayment of requested installments.
  • Flexible repayment period to commence after maturity of existing obligations (max. within 60 months).
  • APR starts from 7.42%. .
  • Admin Fees 1% or 5,000 SAR, whichever is less.

    Terms & Conditions

    • Existing ARB customers with active Personal Finance contracts only (except About to Retire segment).
    • Only one Payment Holiday program allowed in a year (that is once in every 12 calendar months).
    • The Payment Holiday can be used to postpone a max. of 3 installments on any of the customer’s Personal Finance contracts.
    • The Payment Holiday can be used against Personal Finance contracts only.
    • The program is applicable for Saudi and Non-Saudi customers.

    How to apply?

    • Through Al Rajhi Mobile
    • Please visit your nearest Al Rajhi Bank branch
    • Call us at 8001241222
    • Apply Online