Financing your everyday operations
When you don't want to jeopardize cash flow, a working capital loan can be just the solution you need when you want to:
- Boost inventory to meet demand
- Take advantage of suppliers’ discounts
- Complement your line of credit
How to Apply
Am I Eligible ?
Eligibility & Criteria
- Commercial Registration and activity license
- Audited Financials
- Large range of accepted Collateral
- Clean credit history at Bayan Credit Bureau
- A valid copy of the commercial register/ industrial license.
- Audited financial statements for the last three years of the business activity.
- A copy of the national identity / residence permit for the owner of the sole proprietorship / and all the partners if it is a company.
- Company's Memorandum of association / decisions of the founding partners.
- A copy of the valid certificate of social insurance.
- A copy of the valid Nitaqat Certificate (Labor office).
- A copy of valid certificate from the Department of Zakat.
- Establishment’s profile