Ensuring the financial health of your employees
Group Personal Accident insurance can serve as the foundation for a well-rounded financial plan to help employees protect their family's from financial loss.
- Lump sum payment upon death or injury resulting from a covered accident
- Provides funds for unexpected costs
- Protects families from financial hardship
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How it works
In the event of the death or permanent and total disability (PTD) of any of your employees no matter what the covered cause, their family will receive the covered amount selected in the insurance policy. You can choose both duration and payment frequency.
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Program Benefits
Our shariah compliant Term Life program offers comprehensive flexible cover and is open to customers between 18 and 59 years old. Our agile claim process ensures smooth and responsive action when it is needed most.
Standard exclusions of Personal Accident
Risks Coverage (Non-exhaustive):
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Standard exclusions
- Partial temporary disability
- Pregnancy and childbirth
- Any accident resulting of war, battle, foreign aggression, civil war, civil conflict coup, revolution, military authority, ionic radiation, radioactive contamination, fighting, clashes, civil disobedience, terrorist act, destruction due to terrorist organization, earthquake, volcanic eruption or any similar event
- What results from any plane travel such as, on private airline, with the exception of paid carriage on a known specified airline in accordance with international airline regulations or lease service
- During the military duty
- What results from attempt of criminal act or terrorist attack
- Any violation of Islamic legal rulings and Sahriah
- Deliberate injury or suicide attempt
- Alcohol consequences, drugs effect or any other forbidden mental effects substances
- What results from AIDS or HIV
- What results from the participation in dangerous sports or competitions
- Any disease due to chronic or former illness
- Any dangerous work or employment
- Reaching the age of 65
How To Apply
FOR ENQUIRIES CALL:
tel:+966 920 004 550
Make a Claim
Contact us on 9200004414 and our claims specialists will guide you through the claim registration process and documentation required.