Tharwa Buy-to-Let: Turn Your Property into a Reliable Income Stream

Tharwa’s Buy-to-Let product empowers property owners and investors to unlock the value of their real estate by converting rental income into long-term financing. Whether you’re purchasing a new property or leveraging an existing one, Tharwa provides access to capital without requiring salary-based commitments.

Key Features

1. Shift existing real estate finance from salary-based repayment to rental income repayment under Tharwa.
2. Eligible for all types of income-generating properties, residential or commercial units with a proven rental stream.
3. Fixed installments, predictable and flexible payments throughout the financing term.
4. Financing up to SAR 25 million.
5. Tenure up to 20 years, flexible terms to maximize affordability and yield.
6. Eligibility up to age 70, inclusive financing across different investor profiles.

Requirements

1. Valid national ID
2. Property title deed
3. Ejar contracts
4. Proof of rental income (bank statement or Ejar Receipt)
5. Valid building permit