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National Day Offer - Personal Finance 

Benefits and Features

Features: Personal Finance

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Competitive profit rate.
  4. Completing your finance request in a timely manner.
  5. Allowing customers to benefit from all financing products and other services provided by ARB.
  6. Available for Retirees.
  7. You can apply for personal Finance on Al Rajhi Mobile App.
  8. Available for Non-Saudi customers.*
  9. Early Settlement is available at any time upon customer's request.
  10. Guarantor is not required to have a personal finance.
  11. Finance amount is up to SAR 2.5 Millions.
  12. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

Features: (Refinancing)

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Competitive profit rate.
  4. Completing your finance request in a timely manner.
  5. Allowing customers to benefit from all financing products and other services provided by ARB.
  6. Available for Retirees.
  7. You can apply for personal Finance on Al Rajhi Mobile App.
  8. Available for Non-Saudi customers.
  9. Early Settlement is available at any time upon customer's request.
  10. Guarantor is not required to have a personal finance.
  11. Ability to Consolidate your multiple Personal Finance obligations into one.
  12. Finance amount is up to SAR 2.5 Millions.
  13. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

Features: (Buyout Product)

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Competitive profit rate.
  4. Completing your finance request in a timely manner.
  5. Allowing customers to benefit from all financing products and other services provided by ARB.
  6. Available for Retirees.
  7. Available for Non-Saudi customers. *
  8. Early Settlement is available at any time upon customer's request.
  9. Guarantor is not required to have a personal finance.
  10. Finance amount is up to SAR 2.5 Millions.
  11. First two installments to be postponed for Buyout Customers.
  12. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

Features: (Postponing installments Product)

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Competitive profit rate.
  4. Completing your finance request in a timely manner.
  5. Allowing customers to benefit from all financing products and other services provided by ARB.
  6. Available for Retirees.
  7. Early Settlement is available at any time upon customer's request.
  8. Guarantor is not required to have a personal finance.
  9. Finance amount is up to SAR 2.5 Millions.
  10. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

Features: (Top up Product)

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Settlement of exist contracts not required
  4. Competitive profit rate.
  5. Completing your finance request in a timely manner.
  6. Allowing customers to benefit from all financing products and other services provided by ARB.
  7. Available for Retirees.
  8. Early Settlement is available at any time upon customer's request.
  9. Guarantor is not required to have a personal finance.
  10. Finance amount is up to SAR 2.5 Millions.
  11. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

atures: (About to Retire Product)

  1. Up to 60 months tenure *.
  2. Waiving Admin Fee
  3. Competitive profit rate.
  4. Competitive profit rate.
  5. Completing your finance request in a timely manner.
  6. Allowing customers to benefit from all financing products and other services provided by ARB.
  7. You can apply for personal Finance on Al Rajhi Mobile App.
  8. Early Settlement is available at any time upon customer's request.
  9. Guarantor is not required to have a personal finance.
  10. Finance amount is up to SAR 2.5 Millions*
  11. Exemption of Finance Amount in case of passing away (God Forbid).
    * *Terms & Conditions Apply

Requirement

Eligibility Criteria:  

  1. The customer should be eligible for to get one personal finance products
  2. Initiating and executing the request should be within offer period.

How to apply Personal finance?

via Alrajhi bank App or nearest branch or call 8001241222

How to apply Buyout product?

Visit a nearest branch or call 8001241222

Offer duration

  1. Valid from 18/09/2023 up to 24/09/2023

Don’t have an alrajhi bank account? Create one now

Example: 1

Finance Amount
Maturity in Years APR  Monthly Repayment Amount
200,000 SAR 5 years 4.37%
 3,667

Example: 2

Finance Amount
Maturity in Years APR  Monthly Repayment Amount
150,000 SAR 5 years 5.34%
  2,813

Example: 3

Finance Amount
Maturity in Years APR  Monthly Repayment Amount
150,000 SAR 5 years 6.30%
 2,875

*Al Rajhi Bank is controlled and supervised by SAMA

The Annual Percentage Rate (APR):

It is the discount rate at which the present value of all payments and installments that are due from the Borrower, representing the Total Amount Payable by the Borrower, equals the present value of all payments of the Amount of Financing available to the Borrower on the date on which the Financing amount or the first payment thereof is available to the Borrower. 

Finance Amount:

The amount of, on balance sheet granted to the customer. 

Maturity In Years:

The duration of the contract agreed upon between the parties, which shall indicate the date and expiry of the contract with the parties' with the terms of the contract.

Monthly payment amount:

The installment amount the customer is obliged to pay to the bank each month until the debt is paid off

You can apply easily through

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