Personal Finance Founding Day offer
Personal Finance Founding Day Offer


  • Up to 60 months tenure for Saudi and 36 months for Non-Saudi*.
  • Competitive profit rate.
  • APR starts from 0.89%
  • Completing your finance request in a timely manner.
  • Available for Retirees.
  • Allowing customers to benefit from all financing products and other services provided by ARB.
  • Available for Retirees.
  • Available for About to Retire Customers.
  • You can apply for personal Finance on Al Rajhi Mobile App.
  • Available for Non-Saudi customers. 
  • Early Settlement is available at any time upon customer's request. 
  • Guarantor is not required to have a personal finance. 
  • Finance amount is up to SAR 2.5 Million. 
  • Exemption of Finance Amount in case of passing away (God Forbid). * 

*Terms & Conditions Apply


Eligibility Criteria:

  • Customer’s Age must be Min. 18 and Max. 60 years old for Saudi. Min. 23 and Max. 55 years old for Non-Saudi*.
  • Good SIMAH record.
  • Customer’s salary must be Min. 5000 *.
  • Customer’s employer must be among the approved employers list in ARB.
  • Contract must be created and executed through alrajhi Mobile Application.

*Terms & Conditions Apply

Campaign Duration

Valid in founding Day 22/02/2022

How to apply?

via alrajhi Mobile App

*Terms and conditions apply

*Al Rajhi Bank is controlled and supervised by SAMA

Example 1:

finance amount maturity in years APR monthly payment amount
150,000 5 0.89% 2,528

The Annual Percentage Rate (APR):

It is the discount rate at which the present value of all payments and installments that are due from the Borrower, representing the Total Amount Payable by the Borrower, equals the present value of all payments of the Amount of Financing available to the Borrower on the date on which the Financing amount or the first payment thereof is available to the Borrower.

Finance Amount:

The amount of, on balance sheet granted to the customer.

Maturity In Years:

The duration of the contract agreed upon between the parties, which shall indicate the date and expiry of the contract with the parties' with the terms of the contract

Monthly payment amount:

The installment amount the customer is obliged to pay to the bank each month until the debt is paid off