your home finance gives you 0% profit rate on your personal finance

Features: (Real Estate Finance Products)

  • Competitive Profit Rates
  • Applicable for REDF/Non REDF Products
  • APR starts from 2.9%
  • Flexible repayment period Up to 35 years for ARB product & 25 Years for REDF products



*Terms and Conditions for Refunding Admin fees:

  • Rate for PF will be changed to 0% after executing both PF & MTG loans.
  • Period between executing PF & MTG loans must not exceed 60 days.
  • PF loan must execute first, then MTG loan.
  • T&C of Al Rajhi PF/MTG apply

Terms & Conditions Apply




How to apply?

Please visit your nearest Al Rajhi Bank branch

Call us at 8001241222

Apply Online

  • The offer is valid from 30 Jan to 28 Feb, 2022

*Al Rajhi Bank is controlled and supervised by SAMA





  Example 1:

monthly payment amount


  maturity in years 

finance amount 






  Example 2:

monthly payment amount


maturity in years

finance amount






  Example 3:

monthly payment amount


Maturity in years

finance amount






The Annual Percentage Rate (APR):

It is the discount rate at which the present value of all payments and installments that are due from the Borrower, representing the Total Amount Payable by the Borrower, equals the present value of all payments of the Amount of Financing available to the Borrower on the date on which the Financing amount or the first payment thereof is available to the Borrower.

Finance Amount:

The amount of, on balance sheet granted to the customer.

Maturity In Years:

The duration of the contract agreed upon between the parties, which shall indicate the date and expiry of the contract with the parties' with the terms of the contract

Monthly payment amount:

The installment amount the customer is obliged to pay to the bank each month until the debt is paid off