For the first time in the Kingdom of Saudi Arabia …

You can get your personal finance without visiting bank branch through Al Mubasher Mobile banking application.

In line with the bank’s objective to provide easy banking through digital channels, we are pleased to announce the launch of the Personal e-Finance service which can be requested and applied for through Al Mubasher Mobile banking app.

Eligibility Criteria

  • Minimum employment period of 1 month and goes up to 12 months depending on the employer
  • Salary should be transferred to Al Rajhi Bank
  • Minimum monthly salary starting from SR 2,000 depending on the employer
  • Age should not exceed 60 years when you settle your last installment (assuming retirement age is 60 years)
  • Employer must be approved by Al Rajhi Bank

Required Documents

  • Completed application form for Personal Finance
  • Valid copy of National ID
  • Salary Certificate
  • Salary transfer letter

Service features

  • Apply for financing electronically anytime anywhere
  • Receive financing amount instantly without the need to visit the branch*
  • Fast application process and more information about personal financing details
  • Easier requirements to get your personal financing

How to apply for personal eFinance product through the Al Mubasher application

Al Rajhi Bank allows you to get personal financing through Al Mubasher app in simple steps:

  • Choose Financing Products from the main menu
  • Then choose Personal Finance
  • Fill in the required financing information
  • The bank will review the application and provide the outcome of its study
  • After that, approval on the sales contract
  • Then choose the power of attorney on the sales contract and amount to be deposited in the account
  • Enter the temporary password sent to your mobile
  • Sign the bonds
  • Amount will then be deposited

*Terms and Conditions apply

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