SME Revolving Signature Credit Card

SME Revolving Signature Credit Card

SME Revolving Signature Credit Card

Flexible Monthly Payment

Are you thinking of getting a fully Sharia Compliant Credit Card having a high limit with a flexible repayment?

alrajhi bank introduces the Signature Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

This credit card is based on giving you a fully Sharia compliant finance, allows you to deposit the funds in your card account to use it on purchases or cash withdrawals.

Cards Benefits

Free additional cards for your employees, give them the same features and benefits as per your primary card. In addition to:

  1. Controlling the credit limit of the additional card.
  2. Resetting the credit limit of the additional card.
  3. Sending notifications and verification codes directly to the additional cardholder.

Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program And Up To 30% Discount On Meet And Greet At Over 500 Airports.

Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:

  1. Automatic room upgrade upon arrival, when available
  2. Late check-out upon request, when available
  3. $25 USD food or beverage credit
  4. Complimentary continental breakfast daily

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

Enjoy The Flexibility of Paying as Low as 5% Of Your Monthly Card Statement.

Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Signature Credit Card

Extended Warranty for Purchases Using Your Credit Card.

Protection:
  1. Complimentary Multi-trip Travel Insurance (MTTI) program.
  2. Purchase protection lost, stolen or damaged goods purchased using credit cards.
  3. Extend your warranty on eligible purchases

“Visa Checkout” The Easier Pay Online Service

Card Features

Cash Withdrawal, Local & International cash withdrawal up to 30% of your credit limit.

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Instant Notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, more secure than cash, 3D secure uses a verification process, one-time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges* fee
Card Issuance Fee
  SAR 200
Card Annual Fee
  SAR 200
Additional Card Fee
 Free
Monthly Profit Rate
 2.20%
Statement Request Fee SAR 0 (<12 months available  on app) 
Additional fee on International Transactions  2.75%
Card Replacement Fee SAR 50 
Cash Withdrawal Fee 
 SAR 75
Dispute Transaction Charge
 SAR 50

Terms & Conditions

Commercial Credit Cards Terms & Conditions

Frequently Asked Questions

What is the Islamic concept used for the card?

The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of card.

Is there any interest or profit charges on the card?

The Card offers profit rate of 2.2% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void

Once I receive the card, how can I start using it?

Upon receiving the Card from courier, you need to activate it by logging into alrajhi business or calling our toll free number. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.

Can I use my card for online shopping?

Yes. Card is secured by “Verified by VISA (VbV)” for online shopping & purchases you make.

Does the card allow me to access the VIP lounges globally through “Lounge Key Program”

Yes, you can enjoy access at over 1000 airport lounges globally though “Lounge Key” Program

How do I pay my card bill?

A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your Card bill online via Al Mubashar using “advance payment” option.