Platinum Charge Credit Card

alrajhi bank Credit Card “Charge Card”

Terms and Conditions

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Platinum Charge Credit Card

Platinum Charge Credit Card is an innovative card for those who want special attention to the details of their life, as well as enjoying the luxuries of life and comfort.

We offer you alrajhi bank Credit Cards to achieve your ambitions and satisfy your desires. Whether you are traveling or conducting a dinner party or even want to renew your home design, you'll find the card is your ideal companion.

Cards Benefits

Free Cards

Additional Cards for Family Members, gives them the same features and benefits as per your primary card. In addition to:

  1. Controlling the credit limit of the additional card.
  2. Resetting the credit limit of the additional card.
  3. Sending notifications and verification codes directly to the additional cardholder.

    Paying 100% of the monthly Card statement.

    airport lounge

    Access to 25 global airport lounges through the Visa Airport Companion app, in collaboration with. DragonPass For more

    Extended Warranty

    Extended Warranty For Purchases Using Your Credit Card.

    earn point

    mokafaa program Allows You To Earn 2 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card.

    1. Redeem your mokafaa points at over 100 merchants using your mobile number directly.
    2. Convert your mokafaa points to flyer miles via alrajhi bank app.
    3. Transfer reward points to any alrajhi bank customer registered in the program.
    4. Donate and transfer reward points to one of the charitable societies listed in the program.
    Tasaheal Program

    0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

    Discounts

    Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card

    0% Monthly Profit Margin

    Visa Checkout

    Protection:

    1. Purchase protection lost, stolen or damaged goods purchased using credit cards.
    2. Extend your warranty on eligible purchases.

    Card Features

    ATM

    Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

    POS

    Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

    Near field Communication

    Near-field Communication (NFC), mada Pay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

    SMS

    Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

    Free protection

    3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

    Fees and Charges

    Schedule of Charges Fee
    Card issuance

    SAR 370

    Now Free for Life Valid till 31 December 2024

    Annual fees

    SAR 320

    Now Free for Life Valid till 31 December 2024

    Supplementary Card issuance fee SAR 180
    Supplementary Card Annual fees SAR 145
    Foreign Transaction Fee 2.75%
    Request to increase/decrease the temporary credit limit SAR 25
    Replacement fees SAR 25
    Cash Withdrawal fee (alrajhi bank ATM’s) SAR 21
    Cash Withdrawal fee from domestic / international ATM’s bank SAR 30
    Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets* SAR 9
    Wrong Dispute SAR 30

    * Effective date January 3, 2024

    Required Documents:

    Al Rajhi Bank

    Existing bank account with Al Rajhi bank.

    ID

    Copy Of Valid ID (National ID/Iqama)

    Salary Certificate

    Salary Certificate mentioning employments from employee

    Application Form

    Fill & Submit Application Form. Submit Now

     Terms & Conditions

    Approve the Terms & Conditions

    Don’t have an alrajhi bank account? Create one now


    You can also apply through the following channels


    Apply Now

    You can apply through alrajhi bank Online

    Call Now

    We are here for you service give us a call

    branch

    Via Branches

    There is always a branch nearby

    Tutorial Videos

    Tutorial Videos

    Frequently Asked Questions:

    You can view all transactions done with your card through AlRajhi Mobile or Al Mubasher-online banking.
    The Card offered by Al Rajhi Bank is a fully sharia compliant Card and offer unparalleled benefits tailored to your needs.
    No interest or profit charges on card, you have to pay 100% of the amount due on your card’s monthly statement.
    Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
    Alternatively ,Please follow steps outlined in : CALL TOLL FREE WITHIN KSA 92000 33 44 TOLL FREE WITHIN KSA +966 92000 33 44 Al Rajhi Mobile App Al Rajhi Online.
    Yes. Card is secured by “Verified by VISA (VBV)” for online shopping & purchases you make.
    Yes. A supplementary Card can be issued to your family members upon your request.
    Al Rajhi bank deduct all monthly transactions balance from the card on (26) of the calendar month following month of use.

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