alrajhi bank Credit Card “Charge Card”

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Platinum Charge Credit Card

Platinum Charge Credit Card is an innovative card for those who want special attention to the details of their life, as well as enjoying the luxuries of life and comfort.

We offer you alrajhi bank Credit Cards to achieve your ambitions and satisfy your desires. Whether you are traveling or conducting a dinner party or even want to renew your home design, you'll find the card is your ideal companion.

Cards Benefits

Additional Cards for Family Members, gives them the same features and benefits as per your primary card. In addition to:

Controlling the credit limit of the additional card.
Resetting the credit limit of the additional card.
Sending notifications and verification codes directly to the additional cardholder.

Paying 100% of the monthly Card statement.

Access to 25 global airport lounges through the Visa Airport Companion app, in collaboration with. DragonPass For more

Extended Warranty For Purchases Using Your Credit Card.

mokafaa program Allows You To Earn 2 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card.

Redeem your mokafaa points at over 100 merchants using your mobile number directly.
Convert your mokafaa points to flyer miles via alrajhi bank app.
Transfer reward points to any alrajhi bank customer registered in the program.
Donate and transfer reward points to one of the charitable societies listed in the program.

0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card

0% Monthly Profit Margin

Protection:

Purchase protection lost, stolen or damaged goods purchased using credit cards.
Extend your warranty on eligible purchases.

Card Features

Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near-field Communication (NFC), mada Pay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges	Fee
Card issuance	SAR425
Annual fees	SAR370
Supplementary Card issuance fee	SAR 360
Supplementary Card Annual fees	SAR 335
Foreign Transaction Fee	2%
Replacement fees	SAR 15
Cash Withdrawal fee (alrajhi bank ATM’s)	3% of the transaction amount, with a maximum of SAR 9
Cash Withdrawal fee from domestic / international ATM’s bank	3% of the transaction amount, with a maximum of SAR 18
Amount Transfer from card to current account	3% of the transaction amount, with a maximum of SAR 9
Wrong Dispute	SAR 25

* Effective Date July 19, 2025

Required Documents:

Existing bank account with Al Rajhi bank.

Copy Of Valid ID (National ID/Iqama)

Salary Certificate mentioning employments from employee

Fill & Submit Application Form. Submit Now

Approve the Terms & Conditions

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You can also apply through the following channels

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You can apply through alrajhi bank Online

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8001241222

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Tutorial Videos

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Tutorial Videos

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Frequently Asked Questions:

How can I view the transactions done with my card?

You can view all transactions done with your card through AlRajhi Mobile or Al Mubasher-online banking.

Why should I apply for Card?

The Card offered by Al Rajhi Bank is a fully sharia compliant Card and offer unparalleled benefits tailored to your needs.

Is there any interest or profit charges on Card?

No interest or profit charges on card, you have to pay 100% of the amount due on your card’s monthly statement.

Once I receive the Card, how can I start using it?

Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.