Flexible Monthly Payment

Terms and Conditions

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A Credit Card exclusively for Ladies

Identity, self-esteem, recognition and preferences for female customers is founding principal of our newly launched Selective Credit Card, which is uniquely, designed for female customers.

The elite & prestigious Card design reflects the symbol of personality and individuality, which topped with metal plastic to show case differentiation.

The SELECTIVE Card coupled with unique & unmatched benefits, which tailored and embedded as key features; selectively for segment and need explicitly.

Therefore, will be Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; Your unique identity is highlighted by offering you a Ladies Only SELECTIVE Credit Card

The Card is a high limit, and fully Sharia compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you a fully Sharia compliant finance, and then you can deposit the funds in your card account to use it on purchases or cash withdrawals.

Cards Benefits

Free Cards

Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card.

Free Cards

Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date

airport lounge

Enjoy Access At Over 1000 Airport Lounges Globally Though Lounge Key Program And Up To 30% Discount On Meet And Greet At Over 500 Airport.

Kiwi Collection

Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:

  • Automatic room upgrade upon arrival, when available
  • Late check-out upon request, when available
  • $25 USD food or beverage credit
  • Complimentary continental breakfast daily
earn point

mokafaa Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 6 Points On International Spend With Your Card

  1. Redeem your mokafaa points at over 100 merchants using your mobile number directly.
  2. Convert your mokafaa points to flyer miles via alrajhi bank app.
  3. Transfer reward points to any alrajhi bank customer registered in the program.
  4. Donate and transfer reward points to one of the charitable societies listed in the program.
Extended Warranty

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

Tasaheal Program

0% Tasaheal Program you can convert your transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners

Flexibility Of Payment

Enjoy the flexibility of paying as low as 5% of your monthly card statement.


Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Credit Card

Extended Warranty

Extended warranty for purchases using your credit card.

Visa Checkout


  1. Complimentary Multi-trip Travel Insurance (MTTI) program.
  2. Purchase protection lost, stolen or damaged goods purchased using credit cards.
  3. Extend your warranty on eligible purchases
Visa Checkout

“Visa checkout” the easier pay online service

Card Features


Cash withdrawal, local & international cash withdrawal up to 30% of your credit limit


Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.


Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Free protection

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges Fee
Annual Primary Card SAR 790

Now Free for Life Valid till 30 June 2024

Supplementary Card* 2 free cards
SAR 50 for each Additional Card
Monthly Profit Rate 2.2%
Monthly Minimum Payment 5% or SAR 100 whichever is higher
Additional fee on International Transactions 2.75%
Replacement SAR 50
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets** SAR 75
Wrong Dispute Fee SAR 50
Application of Purchase Voucher Copy SAR 150

*Effective date December 10, 2023

** Effective date January 3, 2024

Financing And Savings Products For Individuals

Required Documents:

Al Rajhi Bank

Existing bank account with Al Rajhi bank.


Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary Certificate Mentioning Employments From Employee

Application Form

Fill & Submit Application Form. Submit Now

 Terms & Conditions

Approve the Terms and Conditions.

Don’t have an alrajhi bank account? Create one now

You can apply easily through

Al Rajhi Mobile App

alrajhi bank app

 Download Now →

You can also apply through the following channels

Apply Now

You can apply through alrajhi bank Online

Call Now

We are here for your service give us a call


Via Branches

There is always a branch nearby

Tutorial Videos

Tutorial Videos

Example: Descriptive Examples showing the APR based on the credit limit

Example 1 2 3
Due Amount SAR 20,000 SAR 50,000 SAR 75,000
APR 33.27% 27.58% 27.3%
Finance APR 23.88% 23.88% 23.88%
Minimum Payment Amount % 5% 5% 5%
Months Until Balance Repaid* 98 Months 128 Months 140 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.