Current Account

From the comfort of your home

Current Account

From the comfort of your home

Without crossing the doorstep

Mada Card Terms and Conditions
Apply Now

Don’t have an alrajhi bank account? Create one now

Without crossing the doorstep

Mada Card Terms and Conditions
Apply Now

Current Accounts

From the very comfort of your home, download our app, tap a few buttons, and your new current account is open and ready for you. Enjoy a host of benefits tailored to meet your everyday banking needs, including a complimentary debit card and chequebook, and access to our state-of-the-art mobile banking app. Manage bill payments, transfers, and even apply for new products seamlessly all with just a few taps.

And, with your debit card, you can unlock exclusive discounts across dining, travel, entertainment, and more. Explore our Deals & Discounts section on the app or website to discover the full range of offers available to you. Banking has never been simpler and this rewarding.

Benefits

Earn 1000 mokafaa Points when you open your current account through alrajhi bank app

Your current account enables you to easily complete internal, local and international transfers

Standing Orders Service.

Standing Orders Service:

A way for you to set up regular, fixed payments from Al Rajhi for the amount and time chosen by you.

Monthly statement in English or Arabic:

Your monthly statement provides full details on the previous month's transactions and your current account balance

SADAD services:

SADAD services allows you fulfill your bills and government payments via Al Rajhi application, ATMs, and Self-service machines

mada Card Features:

POS

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

SMS

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Products and Services Fees

More Benefits with Salary Transfer

Get more when you transfer your salary to your alrajhi bank account 

Description Transfer Non Transfer
Less Finance Requirements ✔ ✘
Personal Finance For all individua. Only for doctors & bankers.
Car Finance ✔ ✘
Car Leas 0% Down Payment 5% Down Payment
Home Finance ✔ ✘
Land Finance ✔ ✘
Credit Cards ✔ ✔

Terms and Conditions
Current Version:

Account type Reference number
Current Account - through Branch CA2021V1
Online - Current Account CAO2021V1
Additional Account CAA2021V1
Private Banking Account CAPV2021V1

Previous Version:

 Account type Reference number
Current account - through branch CA2019V1
Online - current account CAO2019V1

Required Documents:

ID

Copy Of Valid ID (National ID/Iqama)

Application Form

Fill & submit application form Submit Now

Terms & Conditions

Approve the Terms & Conditions

Don’t have an alrajhi bank account? Create one now

Future Account

The Future Account is a saving plan account in accordance with Islamic Sharia in which the customer sets a monthly amount automatically deducted from the customer's current account, and the system calculates the expected profits based on the savings period.

 

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Tutorial Videos

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Tutorial Videos

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Fees and Charges

Schedule of Charges Fee
Issuance of new card upon opening the account FREE
Issuance of ATM card for an account FREE
ATM cash withdrawal / deposit FREE
Use of mada cards at POS terminal by customers FREE
Renewal of ATM card Free FREE
Re-issuance of ATM card for retained by an ATM FREE
Naqad service (purchase with cash back) FREE
Re-issuance of ATM card (lost / damaged / 3 invalid password SAR 30
International ATM - Cash Withdrawal SAR 25
Balance inquiry on the International ATM SAR 3.5

Frequently Asked Questions:

There currently are no fees for this service.
  • Saudi nationals who are at least 15 years old and holding a valid ID card.
  • GCC citizens who are at least 18 years old, holding a valid passport, and providing a proof of address in the Kingdom of Saudi Arabia.
  • Expatriates whom are at least 18 years and holding a valid residency permit (Iqama).

    • Current Account Holders Enjoy Many Benefits And Advantages Including:

  • Opening your account easily at any time with the option of choosing the branch you wish to deal with
  • Standing orders service.
  • Monthly statement in Arabic or English
  • Performing banking transactions easily through our online banking.
  • Issuing an ATM card using our self-service machines.
  • Local transfers and deposits.
  • Paying for government bills and SADAD.
  • Access to Al Mubasher online banking service.
  • International transfers of all kind (depends on the account permissions)
  • Cash withdrawal and deposit through ATMs
    • Yes, you can use it to pay for everyday purchases wherever you go. Your Smart Chip Al Rajhi Bank mada Debit Card is accepted on all Point Of Sale devices in all retail outlets in Kingdom of Saudi Arabia and over 25 million retail outlets worldwide, giving you easy access to your Bank account at all times.

    With your Al Rajhi Bank MADA debit card, you can make purchases in over 27 million outlets locally and internationally at any; point-of-sale that carries the visa electron logo. You can also withdraw cash at any ATM with the visa or plus logo around the world

  • Locally and internationally accepted for all your purchases
  • A convenient way to withdraw cash
  • Safe to carry and use
  • Instant issuance through any Al Rajhi Bank branches or self-service ATMs

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