Business Prepaid Card

More than just a prepaid card, a solution built to modernize your business.

alrajhi SME Prepaid Card empower businesses to streamline expenses, manage employee spending, and optimize project budgets. These Prepaid Cards offer flexibility, real-time controls, and security—making them ideal for businesses of all sizes.

Unlimited Cashback:

1% on your international spend
0.60% on your domestic spend

Terms & Conditions:

Only POS and E-Commerce transactions will be considered as eligible spend to qualify for the cashback.
Cash withdrawals, funds transfer to current account or electronic wallets and reversals of POS/e-commerce spends,
DISPUTES, Government Bill Payments and SADAD Payments, transactions that have been refunded or canceled will not be considered.
Low interchange transaction will be excluded.
Card should be active.
alrajhi bank reserves the right to amend or cancel this promotion at its sole discretion

Following will be excluded from the cashback earning rules:

Any fee and charges.
Balance transfer / money transfer.
Cash withdrawals and balance transfers.
SADAD payments made through Alrajhi Bank online and/or by utilizing any other payment channel provided by Alrajhi Bank
as per existing loyalty functionality.
Sale of new and used cars and motorcycles, and its maintenance services.
Utilities services.
Transactions that Alrajhi Bank decides are disputed, erroneous, unauthorized, illegal and/or fraudulent.
Charity, legal services, TAX payments and protection agencies.
Wallets balance loaded.

Features

Flexibility to issue plastic or virtual (digital) card
Instant digital card issuance on-demand
View card balances and manage PINs easily through your E-Business app.
Issue multiple cards linked to the main card at Company level.
3D Secure, safer than cash, uses 3D Secure verification and a one-time password for online shopping, along with an EMV chip to protect your information.
Accepted at over 30 million local and international points of sale, including 900,000 ATMs worldwide.

Travel:

Airport Services:

Access to over 25 airport lounges worldwide through the “Visa Airport Companion (VAC)” program app
Up to 15% discount on the “YQ Meet & Assist” service at more than 450 global airport destinations through the Link.
Fraudulent card misuse protection
Free protection program (Multi-Trip Travel) provided by Visa International, which includes:
Personal Accident Benefits up to US$ 250,000
Emergency Medical Expenses up to US$ 50,000
Evacuation and Repatriation Expenses up to US$ 500,000
Travel delay US$ 42 per hour up to US$ 500
Baggage delay US$ 42 per hour up to US$ 250
Loss of travel documents up to US$ 100

Terms & Conditions Apply.

Hotel:

15% at IHG Hotels & Resorts through the Link.
12% on hotel bookings at Agoda through the link.
15% on the “YQ Meet & Assist” service at more than 450 global
20% discount on selected Jumeirah Hotels.

Car Rental:

10% discount at SIXT car rental through the link.
11% discount on Gettransfer.com

Lifestyle Benefits:

Book your adventures and events with the BookingBASH website and application and enjoy up to 50% for your electronic tickets.
up to 25% off on selected cuisine form around the world.
Enjoy incredible details with The ENTERTAINER on “xperience with the ENTERTAINER app”.

Protection:

Complimentary Buyers Protection Insurance, providing cover for theft, accidental damage or non-delivery
Extended Warranty Program for double the period when using the card to purchase guaranteed goods.

Fees and Charges

Schedule of Charges*	Fee
Issuance	Free
Annual	SAR 100
International FX	2.75%
Card Replacement	50 SAR
Dispute Resolution “Only if investigation outcome is against the cardholder”	50 SAR
Cash withdrawal	SAR 75 for alrajhi bank ATM SAR 75 for other banks

*All Fees and charges listed above are excluding VAT

Financing and savings products for enterprises

Frequently Asked Questions:

Is the product Sharia compliant?

The card offered by alrajhi bank is a fully Sharia compliant card based on Islamic principles and offers unparalleled benefits tailored to your needs.

How can I view the transaction done with my card?

You can view all transactions done with your card through your E-Business app.

How do I activate my Card once I receive it?

Log in into the your E-Business account and follow the user guide to set the PIN and then activate the Card.

Are there any fees for loading balances into the Prepaid card?

No Fees when loading your card.

What do I do if my card is expired?

Card will be automatically renewed a month prior to expiration date.

Can I Unload money back to my current account?

Yes, you can unload money back to your C/A

What can I use my Prepaid card for?

The charge card can be used settle regular and one-off transactions ranging from airlines, hotels, restaurants, car rentals to general suppliers' invoices.