Personal Finance Top-Up

Personal Finance Top-Up

Don’t have an alrajhi bank account? Create one now

Personal Finance Top-Up

The bank grants new financing to the customer through this product without repaying the existing financing and the salary of the new customer is taken into consideration when granting

Features:

Annual rate starts from 3.32%

Earn 6,000 mokafaa Points when you apply for refinance via alrajhi bank app

You can get Watani financing with a maturity period of up to 60 months *

Competitive profit margin ratio

The speedy completion of all procedures for the customer’s financing request

Enable the customer to benefit from the financing products and other services provided by AlRajhi Bank

Possibility of financing retired customers

The ability to apply for a financing and implement it directly through the application

Possibility of early repayment at any time based on the customer's request

No guarantor is required to obtain financing

A financing amount of up to 5 million riyals *

Exemption from indebtedness in the event of death or total disability, God forbid

Product Terms and Requirements:

Nationality:

That the customer is citizen on the job or retired

Employer:

That the customer is an employee of one of the approved employers within the bank

Minimum Age:

18 years for citizens

Minimum Salary:

For citizens: 2000 riyals and 1900 for retirees

Customer Age:

The age should not exceed 60 years for employees and 75 years for retirees (when paying the last installment)

Required Documents:

National identity card

Salary definition

Salary fixation.

Financing application form

Don’t have an alrajhi bank account? Create one now

How much money can you borrow?

Product Example

Financing Amount	Maturity In Years
Financing Amount	Maturity In Years	APR	Monthly Installment Amount
SAR13,855	5	13.8 %	SAR 2,628

You can apply easily through

alrajhi bank app

The easier and faster way to open your account. Download Now →

You can also apply through the following channels

Apply Now

You can apply through alrajhi bank Online

Call Now

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8001241222

Via Branches

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Personal Finance Calculator :

Personal Details:

Enter Your Monthly Salary

Current Monthly Installments Paid

SAR 500 is monthly cashback cap
Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
Cashback is eligible on the given credit limit.