Personal Finance Top-Up

Personal Finance Top-Up

Don’t have an alrajhi bank account? Create one now

Personal Finance Top-Up

The bank grants new financing to the customer through this product without repaying the existing financing and the salary of the new customer is taken into consideration when granting

Features:

Earn 10,000 mokafaa Points when you apply for refinance via alrajhi bank app

ATM

You can get Watani financing with a maturity period of up to 60 months *

Competitive profit margin ratio

Land Conditions

The speedy completion of all procedures for the customer’s financing request

Enable the customer to benefit from the financing products and other services provided by AlRajhi Bank

Possibility of financing retired customers

The ability to apply for a financing and implement it directly through the application

Possibility of early repayment at any time based on the customer's request

No guarantor is required to obtain financing

A financing amount of up to 2 million riyals *

Exemption from indebtedness in the event of death or total disability, God forbid

Terms And Conditions Applied

Product Terms and Requirements:

Al Rajhi Bank

Nationality

That the customer is citizen on the job or retired

Application Form

Employer:

That the customer is an employee of one of the approved employers within the bank

Salary Certificate

Minimum Age:

18 years for citizens 

ID

Minimum Salary:

  • For citizens: 2000 riyals and 1900 for retirees
  • Salary Certificate

    Customer Age:

    The age should not exceed 60 years for employees and 75 years for retirees (when paying the last installment)

    Salary Certificate

    Required Documents:

  • National identity card
  • Salary definition
  • Salary fixation.
  • Financing application form
  • Don’t have an alrajhi bank account? Create one now

    How much money can you borrow?

     

    Product Example

    Financing Amount Maturity In Years
    APR Monthly Installment Amount
    SAR30,000 5 10 % SAR 750

    You can apply easily through

    Al Rajhi Bank Mobile App

    alrajhi bank app

    The easier and faster way to open your account. Download Now →

    You can also apply through the following channels


    Apply Now

    You can apply through alrajhi bank Online

    Call Now

    We are here for your service give us a call

    branch

    Via Branches

    There is always a branch nearby

    Personal Finance Calculator :

    Personal Details:

    Enter Your Monthly Salary info

    Current Monthly Installments Paid info

    * Terms and Conditions : This calculator and is intended for use as a gue only. Results calculated do not constitute an offer and have no legal effect on any contracts signed between you and alrajhi bank.

    Your Monthly Paymentinfo-grey

    SAR 0*

    Your Finance Amountinfo-grey

    SAR 0*

    Total Amount Payableinfo-grey

    SAR 0*

    APRinfo-grey

    0%

    Payable Periodinfo-grey

    Months

    Interested or have an inquiry?

    We are more then Happy to help you Exceed your Goals in the Right ways.

    You Can

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    * Terms and Conditions : This calculator and is intended for use as a gue only. Results calculated do not constitute an offer and have no legal effect on any contracts signed between you and alrajhi bank.


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