welcome to the world of mokafaa!
mokafaa is a unique loyalty program that has specifically been designed with keeping YOU in mind. We value your patronage with us, which is why mokafaa loyalty provides an enriched & rewarding loyalty experience across the Kingdom. Simply earn mokafaa points through Al Rajhi bank products and services and redeem them at over 170 mokafaa merchants across Saudi Arabia.Mokafaa loyalty provides you with multiple redemption options such as
In-store Redemption
E-vouchers
Points Exchange with other mokafaa partners
Points transfer to your friends and family
Points donations to your favorite charity
How to make an in-store redemption
Financing Products through App
Property Power 3rd Party -Digital channels | 120k point per transaction |
Mortgage Off-Plan Murabaha Single Disbursement only-Digital channels | 600k point per transaction |
Car Leasing Unified-Digital channels | 30k point per transaction |
BALOON REFINANCING-Digital channels | 15k point per transaction |
Watani 1-Digital channels | 30,000 Points |
Watani 2-Digital channels | 30,000 Points |
Watani 3-Digital channels | 6,000 Points |
Refinance-Digital channels | 6,000 Points |
Buyout-Digital channels | 30,000 Points |
Real Estate - Murabah | 100K point per transaction |
PROPERTY POWER | 100K point per transaction |
RE SELF CONSTRUCTION MURABAHA NO REDF | 100K point per transaction |
Property Power 3rd Party | 100K point per transaction |
MORTGAGE REFINANCING | 100K point per transaction |
Accounts
Accounts opening through App | |
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Future Account | 1,000 Points |
Open Gold Wallet | 1,000 Points |
Cards
Cards via App | |
Apply for Digital card | 1,000 Points |
Apply for Travel plus | 1,000 Points |
Apply for Murabaha credit card | 2,000 Points |
Apply for prepaid card (Tasawq) | 1,000 Points |
Activate Card | 100 Points |
VISA SIGNATURE | 75.000 welcome points |
Visa Platinum | 25.000 welcome points |
Visa Infinite Revolving | 150.000 welcome points |
VISA SELECTIVE | 75.000 welcome points |
Remittance
International Remittance through the app- for every remittance | |
Bank to Bank/H2H | 500 Points |
Cash to Cash | 250 Points |
eMarket
Marketplace Purchase through ARB app - for every 3 SAR | |
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Marketplace Purchase | 1 Point for every 3 SAR spent on ARB Marketplace |
Bill Payment
Bill Payment Through App | |
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SADAD Bills | 25 Points per Bill |
SADAD Bills | 25 Points bill payment via Credit card |
Split Bills | 5 points per transaction |
Buy/Sell Gold
Asset Type | Monthly Repayment Amount |
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Sell Gold/Gram | 25 Points |
Buy Gold/Gram | 25 Points |
ARB Group
Finance | |
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EMKAN - Personal Financing | 10,000 points |
EMKAN - Top Up | 50,000 points |
EMKAN -Pay On Time Reward | 500 points |
EMKAN -Pay On Time For 6 months Reward | 500 points |
Insurance | |
Takaful-Motor Wafi Smart | 1 SAR = 5 pts |
Takaful-Motor Comprehensive | 1 SAR = 5 pts |
Takaful-Travel | 1 SAR = 12.5pts |
Takaful-Islamic life | 1 SAR = 7.5pts |
Takaful-Motor TPL | 1 SAR = 2.5pts |
Loyalty Partners