Signature Credit Card
Signature Credit Card with the lowest profit rate
Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?
Al Rajhi Bank introduces the Signature Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.
Card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1.99% per month).
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Features
- MOKAFA Program allows you to Earn 5 Points Per SAR 1 Domestic spend and 6 Points on International spend with Your Card
- 24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc.
- Enjoy access at over 1000 airport lounges globally though “Lounge Key” Program and Up to 30% discount on meet and greet at over 500 airport.
- Enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s).
- Exclusive perks with “kiwi collection” ,the world’s largest and most diverse and curated collection of luxury hotels including:
- 0%Tasaheal Program, You Can Convert Your Transactions into Equal and Flexible Monthly Installments with 0% profit margin and ZERO processing fee through program partners
- Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.
- Free Additional Cards for your immediate family members give them the same features and benefits as per your primary card.
- Instant Discounts
- “Visa Checkout” the easier pay online Service
- Purchase protection lost, stolen or damaged goods purchased using credit cards
- Extended warranty for purchases using your credit card.
Luxurious Travel

Enjoy access, at 25 airport lounges globally though "DragonPass" .For more or to find included lounges.
Exclusive perks with kiwi collection , the world’s largest and most diverse and curated collection of luxury hotels including:
- Automatic room upgrade upon arrival, when available
- Late check-out upon request, when available
- $25 USD food or beverage credit
- Complimentary continental breakfast daily
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Offers & Discounts
Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card
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Secure Online Shopping
Our free online shopping service is designed to protect you from credit card fraud and misuse when making purchases over the Internet with your credit card.
+ Fees & Charges
Annual Membership Fee
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Annual Membership Fee
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Type of Fee | Fee’s Value |
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Annual primary Card | SAR 790 |
Annual Supplementary Card | 2 Free cards |
Annual Supplementary Cards (more than 3) | SAR 300 |
Monthly Profit Rate | 1.99% |
Monthly Minimum Payment | 5% or SAR 100 whichever is higher |
Additional fee on International Transactions | 2.75% |
Replacement | SAR 50 |
Cash Withdrawal | SAR 75 |
Wrong Dispute Fee | SAR 50 |
Application of Purchase Voucher Copy | SAR 150 |
Descriptive Examples showing the APR based on the credit limit
Example |
Due Amount |
APR |
Finance APR |
Minimum Payment Amount % |
Months Until Balance Repaid* |
1 |
SAR 20,000 |
33.27% |
23.88% |
5% |
98 Months |
2 |
SAR 50,000 |
27.58% |
128 Months |
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3 |
SAR 75,000 |
27.3% |
140 Months |
* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.
*APR may change based on the change in the financing amount and due date.
Report a Lost or Stolen Card
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CALL TOLL FREE WITHIN KSA800 124 8880
TOLL FREE WITHIN KSA+966 92000 5544
Alternatively ,Please follow steps outlined in :
