Double the benefits in one package
Now, you can get home financing to purchase a house or apartment as well as sufficient personal financing to achieve your dreams or fulfill your other obligations.
- Sharia Compliant
- Investment
- Equity
Home + Personal Finance Products consist of
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Home Finance
Real Estate Murabaha gives you the flexibility to obtain financing for property or land either direct from the Developer or on the re-sale market.
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Personal Finance
Meeting your personal requirements could not be easier or more convenient. Personal Finance is flexible, easy to arrange and offers you a host of benefits.
- Fixed Annual Percentage Rate of 3.68%
- Tenure up to 60 months
- Fund available from 30 minutes*
Free Insurance with our Home Plus Package
Home Plus Package

Home Plus allows you access to Personal & Real Estate Finance in conjunction with other offers. Bundle offers include:
- Free Property, Life or Home Insurance
- 0% Processing Fee for new bank customers (new salary transferred customers)
Ready to for your Auto Loan
Lets get started. Are you a…
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Am I Eligible ?
Eligibility & Criteria
- Minimum Salary Starting from SAR 2,000 (SAR 1,900 for retirees)
- Maximum Customer Age: Civilians: 60 or retirement age (which ever comes earlier)Retirees: 65 Military: subject to their rank retirement age
Required Documents
SALARY TRANSFER
- Duly Filled Application form
- Copy of Valid ID for Saudi National and Passport copy with valid IQAMA for Expats
- Employment letter
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Apply through Al Mubasher
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Find a Branch
Home Finance Solutions
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Are the ARB home finance products Shariah compliant?
Yes. All ARB Home finance products are Shariah compliant and have been designed on the basis of Islamic principles.
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Can I make an early settlement of the remaining amount?
Yes, according to the terms of early settlement. You can contact us to find out more about the conditions.
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What happens if I want to sell the property before the financing is paid off?
You would need to make an immediate repayment of the principle outstanding amount by way of early settlement and we would transfer the title in your name or to the person you requested.