Total Coverage
For most of us, our home and contents are our main assets. Home & Content insurance helps to minimize the impact of unforeseen events like fire, floods or theft.
- Sharia’h Compliant
- Dedicated 24/7 hotline to serve you
- Simple and prompt claims process
Coverage Options
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Main Coverage
This program offers coverage against any loss or damage that may occur in your house or to any of its contents against the following:
- Fire and lightning
- Explosions
- Water, oil or coolant damage from most fixed domestic water, heating or air conditioning installation
- Theft by forcible or violent entry into or out of the premises
- Impact by any road vehicle, horse, cattle or camel
- Earthquakes or volcanic eruptions
- Storm or tempest
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Comprehensive Insurance
For complete coverage, upgrade our standard property insurance to include any of the following cover:
- Burglary Coverage: We compensate you in the event your contents are stolen as a result of a break in or forced entry
- Third Party Liability: With this policy you are covered against third party legal liability in respect to an accidental injury, loss or damage to your property
- Personal Accidents: This policy offers coverage against personal accidents (death only) for the policyholder and spouse
Terms, conditions and exclusions apply, see the policy document (PDF) for full details.
More reasons to get
Property Insurance
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Sharia’h Principles
Focuses on the Islamic principle of cooperation between members of the community who participate in bearing the financial repercussions resulting from from risk or danger.
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Extended Cover
Property Insurance can be extended to cover cash and jewelry on the premises if requested.
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Gharar Free
Our property insurance contract is free of the “Gharar” concept, which is prohibited by Shariah Law.
Home Insurance Plan
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Home Insurance Plans
We have prepared 4 plans for our valued customers, choose the plan that suites your needs
| Packages | A | B | C | D |
|---|---|---|---|---|
| Building | 500,000 | 1,000,000 | 2,000,000 | 4,000,000 |
| Rental Value | 25,000 | 50,000 | 100,000 | 200,000 |
| Building's Total Value | 525,000 | 1,050,000 | 2,100,000 | 4,200,000 |
Content
| Furniture | 20,000 | 35,000 | 75,000 | 100,000 |
|---|---|---|---|---|
| Clothes | 10,000 | 25,000 | 40,000 | 65,000 |
| Domestic Equipment | 10,000 | 25,000 | 30,000 | 50,000 |
| Utensils | 5,000 | 10,000 | 15,000 | 20,000 |
| Carpets | 5,000 | 10,000 | 10,000 | 15,000 |
| Jewellery | 10,000 | 20,000 | 30,000 | 50,000 |
| Contents Total Value | 60,000 | 125,000 | 200,000 | 300,000 |
Personal Accident for Participant and Spouse
| Coverage Amount | 50,000 | 100,000 | 150,000 | 200,000 |
|---|---|---|---|---|
| Total Coverage Amount | 635,000 | 1,250,000 | 2,450,000 | 4,700,000 |
| Survival | 1,000 | 1,000 | 1,000 | 1,000 |
| Earthquake Survival | 1% of building and contents coverage | 1% of building and contents coverage | 1% of building and contents coverage | 1% of building and contents coverage |
| Limit of Burglary Coverage | 10,000 | 15,000 | 30,000 | 60,000 |
| Premium Amount | 365 | 700 | 1,250 | 2,200 |
| Policy Fees | 20 | 20 | 20 | 20 |
How to Apply
Please apply for Al Rajhi Insurance via one of the following options
Make a Claim
