Charge Credit Card
Airport lounge access
Access to 1,200 global airport lounges
mokafaa points
Earn 2 point per SAR 1 domestic spend and 4 points on international spend with your card
Complimentary Airport Transfers & Valet Parking
Enjoy free airport transfers and complimentary valet parking with no extra cost. Terms & Conditions apply
Infinite Charge Credit Card
It is your companion in solutions and comfort
Card Features
Get key features and conveniences with card, designed to enhance your banking experience.
Airport lounge access
Access to 1,200 global airport lounges
mokafaa points
Earn 2 point per SAR 1 domestic spend and 4 points on international spend with your card
0% Profit Margin
0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners
Global Access
Accepted at 30M+ local & international POS and 900,000 ATMS worldwide.
Cash Withdrawal
Local & international cash withdrawal up to 30% of your credit limit
NFC (Near Field Communication)
Enjoy fast and easy payments with (NFC) technology through MADA Pay, Samsung Pay, and Apple Pay, allowing you to pay for your purchases directly at point-of-sale terminals.
3D Secure
More secure than cash, Enhanced online shopping protection with one time passwords.
Instant Notifications
Free service that sends you a notification messages to stay on the top of your finances easily.
Complimentary Airport Transfers & Valet Parking
Enjoy free airport transfers and complimentary valet parking with no extra cost. Terms & Conditions apply
Card Benefits
- Enjoy complementary airport transfers at no cost.
- Enjoy complimentary golf clubs at at no cost
- Enjoy complimentary Padel games at the finest clubs and courts at no cost
- Enjoy complimentary valet parking services at no cost.
- Mokafaa Program Allows You To• Earn 2 point per SAR 1 domestic spend and 4 points on international spend with your card• * Effective Date Jan 29, 2026
- 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc.
From inside Saudi Arabia, please call 8008443488 or from outside Saudi Arabia, please call +97143611234 or through WhatsApp services +447520631645to take advantage of this service.
- Purchase protection lost, stolen or damaged goods purchased using credit cards.
- Product warranty extension program that doubles the warranty period when using the card to purchase eligible items
- Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:• Controlling the credit limit of the additional card• Receiving the credit limit of the additional card• Sending notifications and verification codes directly to the additional cardholder
- 0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners
- 0% Monthly Profit Margin
- “Visa checkout” the easier pay online service
Travel
- Access to over 1,200 global airport lounges through the Visa Airport Companion app.
- Travel Insurance provided by Visa:• Personal accident coverage of USD 500,000 for international travel and USD 100,000 for domestic travel.• Emergency medical expenses coverage up to USD 2,500,000.• Emergency evacuation and repatriation coverage up to USD 2,000,000.• Daily hospital accommodation coverage of USD 100 per day, up to USD 3,000.• Family repatriation coverage in emergency cases of USD 600 per day, up to USD 500,000.• Trip cancellation or change of destination coverage up to USD 7,500.• Missed connecting flight (international flights only) up to USD 500.• Travel abandonment (international flights only) up to USD 1,500 per year.• Loss of personal baggage coverage up to USD 2,500.• Flight departure delay (over 4 hours) coverage up to USD 1,000.• Baggage arrival delay (over 4 hours) coverage up to USD 500.• Rental vehicle damage and collision coverage up to USD 50,000 per year.
- For more details and Terms and conditions please
Card Offers
- Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.
- Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations
- Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program at Visa Dine & Travel App.
- Up to 15% discount on car rentals worldwide + Platinum membership at SIXT.
- 10% discount at Budget rental cars.
- 10% discount at Rentalcars.com.
- Up to 35% discount at Avis Car Rental.
- 15% discount at IHG Hotels & Resorts.
- Up to 20% discount at Jumeirah Hotel & Resort.
- 12% discount at Agoda Hotel & Resort.
- Elite Hotels offered with Visa Luxury Hotel Collection, which includes:• Automatic room upgrade upon arrival, when available.• Complimentary continental breakfast daily.• Free internet service.• Early check-in and late check-out, when available.
- Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:• Automatic room upgrade upon arrival, when available• Late check-out upon request, when available• $25 USD food or beverage credit• Complimentary continental breakfast daily
- Book your adventures and activates with BookingBASH website and app to enjoy Up to 50% discount for your eTickets.
- Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with ENTERTAINER app.
| Schedule of Charges | Fee |
|---|---|
| Card issuance | 425 SAR |
| Annual fees | 370 SAR |
| Supplementary Card issuance fee | 360 SAR |
| Supplementary Card Annual fees | 335 SAR |
| Foreign Transaction Fee | 2% |
| Request to increase/decrease the temporary credit limit | Free |
| Replacement fees | § 15 |
| Cash Withdrawal fee (Alrajhi bank ATM’s) | 3% of the transaction amount, with a maximum of SAR 9 |
| Cash Withdrawal fee from domestic / international ATM’s bank | 3% of the transaction amount, with a maximum of SAR 18 |
| Amount Transfer from card to current account | 3% of the transaction amount, with a maximum of SAR 9 |
| Wrong Dispute | § 25 |
| Cash Withdrawal (Adding money to e-wallets) | Free |
* Effective Date July 19, 2025
Bank Account
Existing bank account with alrajhi bank.
National ID/Iqama
Copy Of Valid ID (National ID/Iqama)
Salary Certificate
Salary certificate mentioning employments from employee
Application Form
Fill & submit application form.
Terms of Conditions
Approve the terms and conditions
Payment features available on all cards
Apple Pay
Google Pay
Mada Pay
Samsung Pay
Credit Card Calculator
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
APR
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Payable Period in Months
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Foreign currency Calculator
Please note that this calculator only helps you calculate the approximate foreign currency amount and does not represent the exact amount.
Cardholder Billing Amount
SAR 0
Markup Fee
SAR 0
VAT
SAR 0
How to apply
Discover the Al-Rajhi banking app
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Apply via Al Rajhi Bank Online
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Via Branches
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Frequently Asked Questions:
Get answers to the most frequently asked questions about our service.