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alrajhi bank credit Card “Charge Card”
Terms and ConditionsClassic Charge Credit Card
Classic Charge Credit Card is the ideal companion when you need to spend a little more than you can afford in cases of emergency or essential needs.
Cards Benefits

Paying 100% of the monthly Card statement.

mokafaa program Allows You To Earn 1 Point Domestic Per SAR 1 In Your Purchasing And 2 Points In International With Your Card.
- Redeem your mokafaa points at over 100 merchants using your mobile number directly.
- Convert your mokafaa points to flyer miles via alrajhi bank app.
- Transfer reward points to any alrajhi bank customer registered in the program.
- Donate and transfer reward points to one of the charitable societies listed in the program.

0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

Safe Online Shopping.

0% Monthly Profit Margin

Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

Instant Discounts Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Classic Charge Credit Card
Card Features

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Additional Cards For Family Members.

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Fees and Charges
Schedule of Charges | Fee | |
---|---|---|
Card issuance |
§425 |
|
Annual fees |
§370 |
|
Supplementary Card issuance fee | §360 | |
Supplementary Card Annual fees | §335 | |
Foreign Transaction Fee | 2% | |
Replacement fees | §15 | |
Cash Withdrawal fee (alrajhi bank ATM’s) | 3% of the transaction amount, with a maximum of SAR 9 | |
Cash Withdrawal fee from domestic / international ATM’s bank | 3% of the transaction amount, with a maximum of SAR 18 | |
Amount Transfer from card to current account | 3% of the transaction amount, with a maximum of SAR 9 | |
Wrong Dispute | §25 | |
Cash Withdrawal (Adding money to e-wallets) | Free |
* Effective Date July 19, 2025
Required Documents:

Existing bank account with Al Rajhi bank.

Copy Of Valid ID (National ID/Iqama)

Salary Certificate mentioning employments from employee

Fill & Submit Application Form. Submit Now

Approve the Terms & Conditions.
Don’t have an alrajhi bank account? Create one now
You can also apply through the following channels

Apply Now
You can apply through alrajhi bank Online

Call Now
We are here for your service give us a call

Via Branches
There is always a branch nearby
Frequently Asked Questions:
Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
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