Unlimited Cashback With No CAP

Terms and Conditions

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Digital Cashback

% 0.6 Cashback On Domestic Spend
% 1 Cashback On International Spend

Prepaid Digital Card that enables you to make all your purchases at points of sale or online and gives you automatic cashback on all your domestic and international purchases with the most rewarding cashback card.

Cards Benefits

Earn 1,000 mokafaa Points when you apply for Digital card through alrajhi bank app

FREE For Life Card.

2 for 1 offers at “the ENTERTAINER” app Learn More

  1. From restaurants to beauty salons, gyms and more, enjoy a variety of great 2 for 1 offers, now at your fingertips when you download the xperience app with the ENTERTAINER.

“YQ” Meet & Assist: :

  1. Get up to 15% Off on YQ Meet & Assist, a global network of specialist airport meet & assist service partners. For more information.
    Discount and Offers on the Hotels and Resorts through “Visa Luxury Hotel” Check here

    Visa luxury hotel collection is composed of over 900 exciting and prestigious properties:

    1. The address downtown.
    2. Park Hayat Dubai.
    3. Kempinski Hotel Mall of Emirates.

    Discount and Offers on “Jumeirah” Hotel and Resorts: Learn More

    Jumeirah Hotel and dining offers to Al-Rajhi Cashback Prepaid Cardholders to enjoy up to 25% off stays at Jumeirah properties, including:

    1. Madinat Jumeirah.
    2. Jumeirah Royal Saray.
    3. Jumeirah Frankfurt.

“Avis” Car Rental Offers

  1. Up to 20% discount on Standard Rates.
  2. Up to 10% off retails rates. 

Unlimited Cashback With No CAP

Instant card issuance through alrajhi bank app and add it to apple pay for immediate use

Enhanced Digital Card Mobile App Features For Cashback Tracking

Cashback Credit Notifications For Card Holders


Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card

Visa Checkout

“Visa Checkout” The Easier Pay Online Service

Card Features

Accepted Internationally

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Instant Notifications

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges Fee
Card Issuance Fee FREE
Card Annual Fees FREE
Replacement Card fee FREE
Forex exchange 2.75%

Example For The Cashback Calculation Of The Domestic And International Transactions:

Transaction Type Cashback Spend Transaction Calculation The Value Of Cashback  Cashback Value  
Domestic 0.6% SAR 1,000 SAR 1,000 * 0.6% SAR 6
International 1% USD 300 Transaction Amount: USD 300* SAR3.75= SAR 1,125 
Billing Amount: SAR 1,125* 2.75% + SAR 1,125 = SAR 1,155.93
Cashback Amount: SAR 1,155.93* 1%
SAR 11.55 
  1. You will start earning cashback on your Digital card. If you wish to earn mokafaa points on what you spend, please apply for a Tasawaq card today.

Financing And Savings Products For Individuals

Required Documents:

Al Rajhi Bank

Existing bank account with Al Rajhi bank.


Copy Of Valid ID (National ID/Iqama)

Don’t have an alrajhi bank account? Create one now

You can apply easily through

Al Rajhi Mobile App

alrajhi bank app

 Download Now →

You can also apply through the following channels

Apply Now

You can apply through alrajhi bank Online

Call Now

We are here for your service give us a call


Via Branches

There is always a branch nearby

Tutorial Videos

Tutorial Videos

Frequently Asked Questions:

Activate the card through alrajhi bank app: -

    New Card:

  1. Login to alrajhi bank app.
  2. From the “Cards” list, choose the “card activation” icon that appears on the card image.
  3. Enter the PIN of your choice, then re-enter it to confirm “when you enter the PIN number, card will be activated”.
  4. Renewal Card:

  1. Login to alrajhi bank app.
  2. Choose the renewal card from the “Cards” list.
  3. Choose "More Options"
  4. Click on “activate / change the number”
  5. Card Will be activated after 24 hours
  1. Login to the alrajhi bank app..
  2. Choose the card .
  3. Choose "More Options.
  4. Choose “Activate Electronic Account Statement”.
The card is automatically renewed and sent to you within 30 days before the card expiry date.
No. You will only earn cashback on Digital card but you can get Tasawaq card if you would like to enjoy Mokafaa points
You can earn cashback on your domestic and international spends
You need to activate it by logging into Al-Rajhi Mobile App. Than use it through the electronic wallet via the mobile phone or directly through the websites by using card details
You can apply through Al Rajhi Mobile App.
For domestic transactions it is 0.6%, for example if you spend 1,000 SAR, you will earn 6 SAR. For international transaction it is 1%, for example if you spend 300 USD, and the equivalent amount in card currency = USD 300 * 3.75= 1,125 SAR adding 2.75% forex exchange fee = 1,155.93 * 1% = 11.55 SAR cashback.

•1% Cashback on international spend

•0.6% Cashback on domestic spend

No, Al Rajhi doesn’t share your personal information with merchants.
Card will be automatically renewed a month prior to expiration date.
After the transaction is settled by merchant which might take 2 to 7 days from the transaction date.
Anyone who has Al Rajhi current account is eligible to apply for the product