Don’t have an alrajhi bank account? Create one now
![](/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Credit_Cards/Images/Platinum_Credit_Card.png?h=190&iar=0&w=280)
Flexible Monthly Payment
Terms and Conditions.Platinum Credit Card
Flexible Monthly Payment
Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?
Al Al Rajhi Bank introduces the Platinum Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.
Murabaha Platinum credit card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals.
Required Documents:
Existing bank account with alrajhi bank.
Copy of Valid ID (National ID/Iqama)
Salary Certificate Mentioning Employments From Employee
Fill & Submit Application Form. Submit Now
Approve the Terms and Conditions
Required Documents for university students:
Existing bank account with alrajhi bank.
Copy of valid Saudi national ID
Copy of transcript for student.
Fill & submit application form. Submit Now or Calling 8001241222 or Visit the nearest branch.
Approve the Terms and Conditions
Eligible universities:
Jazan University - The Islamic University of Madinah - Imam Muhammad bin Saud Islamic University - Al Jouf University - Bisha University - Najran University - Majmaah University - Prince Sattam bin Abdulaziz University - King Khalid bin Abdulaziz University - Taibah University - Hail University - Shaqra University - King Faisal University - King Saud University - Qassim University - Hafar Al-Batin University - Albaha University.
Don’t have an alrajhi bank account? Create one now
Cards Benefits
![Free Cards](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D-128.png?h=48&iar=0&w=48)
Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card.
![Free Cards](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_earn_point.png?h=48&iar=0&w=48)
Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.
![airport lounge](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_airport_lounge.png?h=48&iar=0&w=48)
Access, At 25 Airport Lounges Globally Though DragonPass
![Kiwi Collection](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_food_plate.png?h=48&iar=0&w=48)
Exclusive Perks With “Kiwi Collection” The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including:
- Automatic Room Upgrade Upon Arrival, When Available.
- Complimentary Continental Breakfast Daily.
- $25 USD Food Or Beverage Credit.
![earn point](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_earn_point.png?h=48&iar=0&w=48)
mokafaa Program Allows You To Earn 2 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card
- Redeem your mokafaa points at over 100 merchants using your mobile number directly.
- Convert your mokafaa points to flyer miles via alrajhi bank app.
- Transfer reward points to any alrajhi bank customer registered in the program.
- Donate and transfer reward points to one of the charitable societies listed in the program.
![Tasaheal Program](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_calendar_6_months.png?h=48&iar=0&w=48)
0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners
![Flexibility Of Payment](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Share.png?h=48&iar=0&w=48)
Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement.
![Discounts](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Discounts.png?h=48&iar=0&w=48)
Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card
![Extended Warranty](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Invoice.png?h=48&iar=0&w=48)
Extended Warranty For Purchases Using Your Credit Card.
![Visa Checkout](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_free_protection.png?h=48&iar=0&w=48)
Protection:
- Purchase protection lost, stolen or damaged goods purchased using credit cards.
- Extend your warranty on eligible purchases.
![Visa Checkout](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Password.png?h=48&iar=0&w=48)
“Visa Checkout” The Easier Pay Online Service
Card Features
![ATM](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ATM.png?h=48&iar=0&w=48)
Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.
![POS](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_POS.png?h=48&iar=0&w=48)
Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.
![Near field Communication](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Near_field_Communication.png?h=48&iar=0&w=48)
Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.
![SMS](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_SMS.png?h=48&iar=0&w=48)
Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.
![Free protection](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_free_protection.png?h=48&iar=0&w=48)
3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Fees and Charges
Schedule of Charges | Fee |
---|---|
Annual Primary Card |
SAR 490 Now Free for Life Valid till 30 September 2024. |
Supplementary Card* | 2 free cards SAR 50 for each Additional Card |
Monthly Profit Rate | 2.2% |
Monthly Minimum Payment | 5% or SAR 100 Whichever is higher |
Additional fee on International Transactions | 2.75% |
Replacement | SAR 50 |
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets** | SAR 75 |
Wrong Dispute Fee | SAR 50 |
Application of Purchase Voucher Copy | SAR 150 |
*Effective date December 10, 2023
** Effective date January 3, 2024
Financing And Savings Products For Individuals
Required Documents:
![Al Rajhi Bank](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Retail_App.png?h=48&iar=0&w=48)
Existing bank account with Al Rajhi bank.
![ID](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ID.png?h=48&iar=0&w=48)
Copy Of Valid ID (National ID/Iqama)
![Salary Certificate](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Approved_application.png?h=48&iar=0&w=48)
Salary Certificate Mentioning Employments From Employee
![Application Form](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_checklist.png?h=48&iar=0&w=48)
Fill & Submit Application Form. Submit Now
![Terms & Conditions](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_contract_signing.png?h=48&iar=0&w=48)
Approve the Terms and Conditions
Don’t have an alrajhi bank account? Create one now
You can apply easily through
![](/-/media/Project/AlrajhiPWS/Shared/Home/How-to-apply-section/Personal/howtoapplyeasily630x540_EN.png?h=540&iar=0&w=630)
![Al Rajhi Mobile App Al Rajhi Mobile App](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Apps/AlRajhi_Mobile_App.png?h=72&iar=0&w=72)
alrajhi bank app
You can also apply through the following channels
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_ARB_Website.png?h=513&iar=0&w=513)
Apply Now
You can apply through alrajhi bank Online
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_IVR_headphone.png?h=512&iar=0&w=512)
Call Now
We are here for your service give us a call
![branch](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_Bank_branch.png?h=513&iar=0&w=513)
Via Branches
There is always a branch nearby
Example: Descriptive Examples showing the APR based on the credit limit
Example | 1 | 2 | 3 |
Due Amount | SAR 75,000 | SAR 100,000 | SAR 150,000 |
APR | 26.97% | 26.19% | 25.4% |
Finance APR | 23.88% | 23.88% | 23.88% |
Minimum Payment Amount % | 5% | 5% | 5% |
Months Until Balance Repaid* | 140 Months | 149 Months | 162 Months |
* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.
*APR may change based on the change in the financing amount and due date.
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