ESG report

About the Report

This is Al Rajhi Bank

Value Drivers: 2023 at a Glance

Five-year Summary

Chairman's Statement

Managing Director and Chief Executive Officer's Review

Value Creation Model

Operating Context

Stakeholders

Materiality

Strategic direction

Chief Financial Officer Review 2023 Performance

Retail Banking Group

Corporate Banking Group

Treasury Group

MSME Business

Subsidiaries and International Branches

Al Rajhi Capital

Tuder Real Estate Company

Neoleap

Emkan Finance

Ejada Systems

Tanfeeth

Al Rajhi Bank - Malaysia

Al Rajhi Bank - Jordan

Al Rajhi Bank - Kuwait

Human Resources

Marketing and Customer Experience

Shared Services Group

Digital Footprint and Technology Transformation

Sharia Group

Board of Directors

Executive Management

Chief Executive Officers of Subsidiaries

Governance

Risk Management

Independent Auditors' Report

Consolidated Statement of Financial Position

Consolidated Statement of Income

Consolidated Statement of Comprehensive Income

Consolidated Statement of Changes in Shareholders' Equity

Consolidated Statement of Cash Flows

Notes to the Consolidated Financial Statements

GRI Content Index

Glossary of Key Islamic Finance Terms

Corporate Information

Annual Report 2023

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