setting exemplary standards in ethics, transparency, integrity and honesty

overview

five-year
summary

Key indicators from the consolidated financial statements for the years ended 31 December 2024.

For the years ended 31 December	2024	2023	2022	2021	2020
Operating results for the year, SAR ‘000
Net financing and investment income	24,843,046	21,269,119	22,172,687	20,391,936	16,913,017
Total operating income	32,055,303	27,531,409	28,575,019	25,716,398	20,721,260
Total operating expenses	10,087,408	9,002,124	9,452,329	9,271,608	8,907,641
Net income	19,731,186	16,621,159	17,150,825	14,746,211	10,595,548
Total comprehensive income	19,516,348	16,955,074	16,640,035	15,190,996	10,676,861
Assets and liabilities, SAR ‘000
Financing, net	693,409,723	594,204,806	568,338,114	452,830,657	315,712,101
Customer deposits	628,238,501	573,100,607	564,924,688	512,072,213	382,631,003
Total assets	974,386,656	808,098,272	761,618,888	623,644,628	468,824,723
Total liabilities	851,247,425	701,338,841	661,393,853	556,363,064	410,706,205
Total equity	123,139,231	106,759,431	100,225,035	67,281,564	58,118,518
Profitability
Return on average assets (%)	2.26	2.12	2.46	2.70	2.56
Return on average equity (%)	21.06	19.35	22.68	23.87	19.94
Earnings per share	4.67	3.95	4.24	3.69	2.65
Dividend per share	2.71*	2.30	1.25	0.88	0.63
Regulatory ratios
Capital adequacy ratio:
Tier I (%)	19.29	20.40	20.27	16.36	17.99
Tier I and II (%)	20.21	21.52	21.41	17.50	19.08
Growth
alrajhi group Staff (Nos.)	23,406	20,878	19,964	15,078	13,445
Branches (Nos.)	512	509	516	521	543
ATMs (Nos.)	4,371	4,552	4,727	4,891	5,211
POS Terminals (Nos.)	786,252	601,153	533,442	326,121	204,549

*The Board of Directors recommended to the General Assembly to distribute SAR 1.46 dividends per share for the second half of 2024.