environmental performance

Beyond energy use and greenhouse gas emissions, alrajhi bank’s environmental performance in 2025 focused on responsible water management, waste handling, land use, biodiversity protection, and resource efficiency. The bank also continued to accelerate digital implementation across its operations, significantly reducing paper use and supporting more resource-efficient processes. These actions reflect the bank’s commitment to environmental stewardship and its alignment with national sustainability priorities.

Responsible waste handling and pollution prevention

alrajhi bank ensures full compliance with all applicable waste-management laws and regulations in the countries where it operates, covering the reuse, recycling, storage and treatment of waste. Across its KSA branch network, the bank partners with a third-party vendor registered with the Riyadh Municipality to manage waste disposal and recycling in line with local regulatory standards, ensuring sustainable and efficient waste-handling practices. In addition to responsible disposal, the bank regularly donates unused electronic equipment such as laptops, printers, and full PC setups to extend product life and reduce electronic waste. Plans are also underway to formalise an annual electronic device donation programme.

Optimising water consumption

Recognising the acute challenge of water scarcity in the GCC, alrajhi bank has implemented water-efficiency initiatives across its facilities. The bank integrated ultrasonic water flow meters into its BMS, allowing for more precise monitoring and control of water usage. Additionally, the Reverse Osmosis (RO) plant at alrajhi tower was upgraded to enable the reuse of treated wastewater for irrigation purposes. Together, these measures contributed to improved conservation performance, with total water consumption reaching 758 megalitres in 2025, demonstrating meaningful progress in responsible water management.

Land use and biodiversity

The bank continued to carefully assess and address any potential impacts on biodiversity when developing new sites or refurbishing existing branches. These assessments ensure that the land is used responsibly, ecological disruption is minimised, and all projects are aligned with national development standards.

Reducing environmental impact through digital banking

As one of the region’s largest financial institutions, alrajhi bank has continued to push forward with its digital-first operating model, aiming to cut down on paper use while boosting operational efficiency. Over the reporting period, the bank handled 1.2 billion transactions per month, with a majority of them taking place through digital channels. 97% of new retail customers onboarded online in 2025, while 44% of all retail financing were initiated.