GRI 102-7
Key indicators from the consolidated financial statements for the years ended 31 December, 2021
| For the years ended 31 December | 2021 | 2020 | 2019 | 2018 | 2017 |
| Operating results for the year, SAR ‘000 | |||||
| Net financing and investment income | 20,391,936 | 16,913,017 | 16,427,723 | 14,486,985 | 12,029,417 |
| Total operating income | 25,716,398 | 20,721,260 | 19,484,464 | 17,319,518 | 15,904,854 |
| Total operating expenses | 9,271,608 | 8,907,641 | 8,158,106 | 7,183,616 | 6,784,128 |
| Net income | 14,746,211 | 10,595,548 | 10,158,527 | 3,767,953 | 9,120,726 |
| Total comprehensive income | 15,190,333 | 10,676,861 | 10,292,041 | 3,665, 518 | 9,026,520 |
| Assets and liabilities, SAR ‘000 | |||||
| Financing, net | 452,830,657 | 315,712,101 | 249,682,805 | 231,758,206 | 233,535,573 |
| Customer deposits | 512,072,213 | 382,631,003 | 312,405,823 | 293,909,125 | 273,056,445 |
| Total assets | 623,671,915 | 468,824,723 | 384,086,576 | 364,030,844 | 343,116,528 |
| Total liabilities | 556,363,064 | 410,706,205 | 332,894,919 | 315,724,978 | 287,365,610 |
| Total shareholders’ equity | 67,308,851 | 58,118,518 | 51,191,657 | 48,305,866 | 55,750,918 |
| Profitability | |||||
| Return on average assets (%) | 2.7 | 2.56 | 2.76 | 1.04 | 2.68 |
| Return on average equity (%) | 23.87 | 19.94 | 20.49 | 7.01 | 17.24 |
| Earnings per share | 5.9 | 4.24 | 4.06 | 1.51 | 5.61 |
| Dividend per share | 1.4 | 1 | 3 | 2.76 | 2.5 |
| Regulatory ratios | |||||
| Capital adequacy ratio: | |||||
| Tier I (%) | 16.49 | 17.99 | 18.80 | 18.98 | 22.20 |
| Tier I and II (%) | 17.62 | 19.08 | 19.87 | 20.07 | 23.29 |
| Growth | |||||
| Al Rajhi KSA Bank Staff (Nos.) | 9,360 | 9,380 | 9,683 | 9,628 | 10,263 |
| Branches (Nos.) | 521 | 543 | 544 | 551 | 554 |
| ATMs (Nos.) | 4,891 | 5,211 | 5,215 | 5,006 | 4,803 |
| POS Terminals (Nos.) | 326,121 | 204,549 | 115,243 | 83,958 | 74,612 |